Human Resources Mission, Vision, and Strategic Goals For You

Critical Illness Insurance

Administered by Voya

Coverage for critical illnesses

Critical Illness Insurance through Voya provides a lump-sum payment if you or a covered family member is diagnosed with one of the following medical conditions and meets the policy and certificate requirements: Cancer, Heart Attack, Stroke, Coronary Artery Bypass Graft, Kidney Failure, Alzheimer’s disease, Major Organ Transplant and the 22 Listed Conditions. See details in Plan Summary below.

Participants will be responsible to submit claims and all documentation to Voya directly.

Other features include:

  • You select your coverage amount, from $10,000, $20,000 or $30,000.
  • You may elect Spouse/Dependent coverage at 50 percent of the selected employee benefit.
  • Benefits are paid directly to you and are in addition to Purdue's medical and disability benefits
  • A wellness benefit is paid each calendar year if the covered person completes a covered health screening (for example, mammogram, colonoscopy, Pap test, prostate exam, blood panel, etc.). $50 employee, $50 spouse and $25 per child up to a max of $100. See a full list of eligible health screening in the plan summary.

How to enroll

  • Enroll online with Benefit Focus through the employee portal.
  • Enrollment is restricted to annual open enrollment, new hire and life events

Additional Services Included

Voya Cares - Is a service offered through the Voya family of companies, offering a depth of resources focused on education, planning and solutions for individuals with special needs and disabilities as well as their families and caregivers.

Voya Travel Assistance – This program offers you and your dependents four types of services when you’re more than 100 miles from home, including pre-trip information, emergency personal and transportation services, and medical assistance.

Resources:

For questions, call the Voya Service Center at 877‑236‑7564.

Administered by MetLife

Coverage for critical illnesses

Critical Illness Insurance through MetLife provides a lump-sum payment if you or a covered family member is diagnosed with one of the following medical conditions and meets the policy and certificate requirements: Cancer, Heart Attack, Stroke, Coronary Artery Bypass Graft, Kidney Failure, Alzheimer’s disease, Major Organ Transplant and the 22 Listed Conditions. See details in Plan Summary below.

Participants will be responsible to submit claims and all documentation to MetLife directly.

Other features include:

  • You select your coverage amount, from $10,000, $20,000 or $30,000.
  • You may elect Spouse/Dependent coverage at 50 percent of the selected employee benefit.
  • Benefits are paid directly to you and are in addition to Purdue's medical and disability benefits
  • A wellness benefit of $50 each calendar year is paid if a covered person completes a covered health screening (for example, mammogram, colonoscopy, Pap test, prostate exam, blood panel, etc.).
    • If a covered person takes one of the screening/prevention measures listed below while such covered person is insured under this certificate, MetLife will pay a Health Screening Benefit upon submission of proof that such measure was taken. When MetLife receives such proof, they will review it -- and if they approve the claim -- MetLIfe will pay a Health Screening Benefit of $50 one time per covered person per calendar year. Payment of the benefit does not reduce the Total Benefit Amount.  
    • The screening/prevention measures for which a Health Screening Benefit may be paid:
      • annual physical exam; 
      • biopsies for cancer; 
      • blood test to determine total cholesterol;
      • blood test to determine triglycerides;
      • bone marrow testing;
      • breast MRI;
      • breast ultrasound;
      • breast sonogram;
      • cancer antigen 15-3 blood test for breast cancer (CA 15-3);
      • cancer antigen 125 blood test for ovarian cancer (CA 125);
      • carcinoembryonic antigen blood test for colon cancer (CEA);
      • carotid doppler;
      • chest x-rays;
      • clinical testicular exam;
      • colonoscopy;
      • digital rectal exam (DRE);
      • Doppler screening for cancer;
      • Doppler screening for peripheral vascular disease;
      • echocardiogram;
      • electrocardiogram (EKG);
      • endoscopy;
      • fasting blood glucose test;
      • fasting plasma glucose test;
      • flexible sigmoidoscopy;
      • hemoccult stool specimen;
      • hemoglobin A1C;
      • human papillomavirus (HPV) vaccination;
      • lipid panel;
      • mammogram;
      • oral cancer screening;
      • pap smears or thin prep pap test;
      • prostate-specific antigen (PSA) test;
      • serum cholesterol test to determine LDL or HDL levels;
      • serum protein electrophoresis;
      • skin cancer biopsy;
      • skin cancer screening;
      • skin exam;
      • stress test on bicycle or treadmill;
      • successful completion of smoking cessation program;
      • tests for sexually transmitted infections (STIs);
      • thermography;
      • two-hour post-load plasma glucose test;
      • ultrasounds for cancer detection;
      • ultrasound screening of the abdominal aorta for abdominal aortic aneurysms; or virtual colonoscopy

MetLife video. (See link on right side of page.)

How to enroll

  • Enroll online with Benefit Focus through the employee portal.
  • Enrollment is restricted to annual open enrollment, new hire and life events

Resources: