Purdue University and Purdue Global Dental Insurance
Purdue University and Purdue Global – in conjunction with Delta Dental, Purdue’s dental plan administrator –offers you three dental plan options from which to choose.
Dental plan elections are made annually during benefits open enrollment (unless you have a qualifying life event) and are in effect January through December. Premiums are taken before taxes, and all benefits paid by the dental plan contribute toward the plan’s annual maximum benefit.
You may view and enroll in dental benefits during open enrollment and as a new employee. Go to the OneCampus Portal, choose Benefitfocus and sign on using your Purdue username and password.
Dental Insurance Options 2024
Benefits-eligible employees will have four options to choose from in Benefitfocus regarding dental coverage.
- Delta Dental Preventive Only – Covers preventive services only. This will require an election in Benefitfocus separate from your medical plan election. Services provided by out-of-network dentists are covered at a reduced level and may be subject to balance billing.
- Delta Dental Option 1 – This plan provides the broadest coverage for basic and major services, including orthodontic services for those up to age 19. While you will receive the greatest benefit for diagnostic, preventive and restorative work if the Delta Dental PPO network is used, you may choose to use dentists in the expanded Delta Dental Premier network at reduced discounts. Services provided by out-of-network dentists are covered at a reduced level and may be subject to balance billing.
- Delta Dental Option 2 (Standard) –This plan provides fundamental coverage on basic and major services. While you will receive the greatest benefit for diagnostic, preventive and restorative work if the Delta Dental PPO network is used, you may choose to use dentists in the expanded Delta Dental Premier network at reduced discounts. Not many services provided by out-of-network dentists are covered on this plan. Those that are have coverage at a reduced level and may be subject to balance billing.
- Opt out – You may choose to have no dental coverage, including the preventive only option, by completely waiving all dental coverage.
| 2024 Annual Dental Premiums |
Delta Dental Option 1 |
Delta Dental Option 2 (Standard) |
Delta Dental Preventive |
| Employees Only | $289.08 | $97.44 | $0 |
| Employee & Spouse | $587.64 | $199.44 | $0 |
| Employee & Children | $725.04 | $228.84 | $0 |
| Family | $1,102.56 | $358.68 | $0 |
Dental Buy-Up Plan Comparison
| 2024 Dental Buy-Up Plan Comparison |
Delta Dental Option 1 |
Delta Dental |
Delta Dental |
|||
| Dentist Network | In-Network* | Out-of-Network | In-Network* | Out-of- Network |
In-Network* | Out-of-Network |
| Annual Benefit Maximum | $1,600 per person | $1,000 per person |
$1,000 per person |
$1,000 |
$500 per person |
$500 per person |
| Orthodontic Lifetime Benefit Maximum | $1,600 per eligible person | $500 per eligible person |
N/A | N/A | N/A | N/A |
|
Annual Deductible |
$40 per person $90 maximum for family |
$75 per person No family limit |
$25 per person $75 maximum for family |
$25 per person $75 maximumfor family |
No deductible |
No deductible |
|
Preventive Services (i.e., exam, cleaning, x-rays) |
100% (no dectuctible) |
100% (no deductible, may be balance billed) |
100% (no dectuctible) |
N/A | 100% (no deductible) |
100% (no deductible, may be balance billed) |
|
Minor Restorative Services (i.e.,fillings, simple extraction) |
80% | 50% | 50% | N/A | N/A | N/A |
|
Simple Extractions |
80% | 50% | 50% | N/A | N/A | N/A |
|
Endodontics (i.e., root canals) |
50% | 40% | 25% | 25% | N/A | N/A |
|
Periodontics (i.e., scaling and root planing) |
50% | 40% | 25% | 25% | N/A | N/A |
| Oral Surgery | 50% | 40% | 50% | N/A | N/A | N/A |
|
Major Restorative Services (e.g., crowns) |
50% | 30% | 25% | N/A | N/A | N/A |
|
Orthodontic Services (Dependent children under 19 yrs only.) |
60% | 40% | N/A | N/A | N/A | N/A |
|
Prosthodontics (dentures, bridges, implants) |
50% | 30% | 25% | N/A | N/A | N/A |
See Plan Payment Examples here: “Stay in network and save money with Delta Dental.”
Via Delta Dentals’ Member Portal and Mobile App, you can view your plan, your deductibles, claim progress and locate participating dentists.
More information about the Delta Dental Mobile App is available via the Mobile App FAQ page.
Delta Dental issues two ID cards per employee (regardless of how many dependents are enrolled). Each card will be in the employee’s name. Employees can call Delta Dental to order additional cards, print them through Delta Dental’s Member Portal or access them via the Delta Dental Mobile App or contact Delta Dental at 800-524-0149.
Visit www.deltadentalin.com. Click one of the “Find a Dentist” links. You may also go directly to www.deltadentalin.com/findadentist.
Additionally, you can find participating dentists via Delta Dentals’ Member Portal and Mobile App or contact Delta Dental at 800-524-0149.
Easily compare prices on common dental care needs via Delta Dental’s easy-to-use tool that provides estimated cost ranges.
Submit any dental claims using Delta Dental’s “Dental Claim Statement.”
Certain medical conditions can benefit from additional dental care, and Delta Dental makes that possible.
Your Delta Dental plan includes enhanced benefits for covered members with a qualifying special health care need.
Planning to travel outside of the Unites States? Your Delta Dental plan has you covered.
Phone: 800-524-0149
Website: www.deltadentalin.com
Mobile App: https://www.deltadental.com/us/en/member/mobile.html