Emergency loans are thirty (30) day interest-free loans available to Purdue University students registered in the current semester, and must be used for educational expenses. Students who meet ALL eligibility criteria may borrow up to $1000 at a time and a maximum of $2000 per semester.
Emergency Loans will be managed through a completely remote process. To get started, please contact our office at 765-494-1747 or odos@purdue.edu from your Purdue email address to be connected with a Student Support Specialist who will assist you in completing the Emergency Loan process remotely. The Student Support Specialist will answer any questions you have, walk you through the process, assist you in obtaining approval, and discuss next steps.
Students may obtain a loan between the hours of 8:00 a.m. and 4:00 p.m., Monday through Friday. Please keep in mind that a loan process will take time to complete and must be done by 4:00pm.
An ACH transaction allows us to deposit the emergency loan directly into your bank account. In order to process the ACH transaction you will need to have your Bank Routing Number/ABA and Account Number. The Bank Routing Number and Account Number can be found on the bottom of a check. This information will be entered directly into the loan application by the student.
If you are not able to pay your loan back by the due date, you must contact the University Receivables and Collections Office (URCO) by phone at 765-494-9459 prior to the due date in order to make alternate payment arrangements.
It is recommended that you make your payment 4-5 business days in advance of the deadline, in order to allow processing time. Payments received or that post after the deadline will be considered past due.
Students who have a history of two (2) past-due emergency loans will not be eligible for subsequent emergency loans.
You can make your payment online at https://heartland.ecsi.net/. Online payments may take 48 hours to process and update on your loan record. Instructions regarding how to make a payment through the online payment portal can be found on the Receivables and Collections Office website by clicking here.
Online Payment Options:
Questions about repayment options or to discuss the possibility of deferring a payment, please contact the Receivables and Collections Office at 765-494-9459.