Human Resources Mission, Vision, and Strategic Goals For You

Vision Coverage

New for 2022!

The following Vision Coverage benefit changes will be available in 2022:
  • Standard progressive lenses and UV coating will be covered 100% at in-network providers.
  • The new VSP Primary EyeCare Plan provides supplemental medical eye care services for the detection, treatment and management of ocular and visual conditions. Highlights include:
    • Free diabetes retinal screening
    • Coverage for additional medical eye exams throughout the year
      • VSP members have a $20 copay for exam services, payable to the doctor at the time of service.
    • Treatment for eye trauma, injury, conjunctivitis, foreign body removal and exams and tests to diagnose sudden vision changes
    • The member’s health insurance carrier should be billed as primary when other plan coverage exists (includes coverage on a health plan outside of Purdue University), and you participate on the health plan’s network. When VSP administers the secondary plan, the member will receive a specified allowance for each service (exam, lenses, frame or contacts) that will be used to pay up to, but not more than the billed amount.

About the program

The University provides vision coverage through a program called Vision Service Plan (VSP). VSP benefits help you get the glasses or contacts you need to correct your vision. The program covers services from both VSP member and non-member doctors. In addition to glasses and contacts, the plan offers discounts on LASIK and PRK procedures. Treatment of a medical condition affecting your eyes, such as glaucoma or pink eye, is handled through your medical plan. All faculty and staff in benefits-eligible positions may enroll themselves and their eligible dependents in Vision Service Plan.

Note: Graduate staff have a different plan through VSP. Click here for more details.

Services and materials may be received from one of VSP's member providers or from non-member providers. The following sections describe how these arrangements work.

 Benefits when you use a VSP doctor

When services are provided by a VSP member provider, you pay only your deductible and the cost of any extras you want. Tints, special treatments, and specialized frames may be ordered; the additional charge you pay for these items will be at the controlled price available to VSP participants. When scheduling an appointment with a participating VSP provider, tell them your SSN as your VSP ID number. Dependents under your plan may provide the last 4 digits of your SSN and your full name when making an appointment of their own.

Coverage with a VSP Provider

Benefits Description Your Cost
WellVision Exam
  • Eligible every calendar year
  • Focuses on your eyes and overall wellness
$5
Prescription Glasses $10
Frame
  • Eligible every other calendar year
  • $150 allowance for a wide selection of frames
  • $200 allowance for featured frame brands
  • 20% savings on the amount over your allowance
Included in Prescription Glasses
Lenses
  • Eligible every calendar year
  • Single vision, lined bifocal, and lined trifocal lenses
  • Polycarbonate lenses for dependent children
Included in Prescription Glasses
Lens Enhancements
  • Eligible every calendar year
  • Standard progressive lenses covered at 100% 
  • Premium progressive lenses
  • Custom progressive lenses
  • UV coating covered at 100%
  • Average savings of 20-25% on other lens enhancements
$55

$150 - $175
Additional Coverage

Computer Vision Care (Employee Only)

  • $90 allowance for frames
$5
Contacts
Contacts*
  • Eligible every calendar year
  • $130 allowance for contacts; copay does not apply
  • Contact lens exam (fitting and evaluation)
  • Contact benefit is in place of the frames and lenses benefit
*Contact benefit is in place of the frames and lenses benefit (if you get contacts, you are giving up your lenses and frames benefit for the plan year)
Up to $60
Non-Elective/Medically Necessary Contacts
  • Covered in full with copay
  • $110 allowance for featured frame brands
  • 20% savings on the amount over your allowance
$10
Extra Savings
Glasses and Sunglasses
  • Visit https://vsp.com/optical-discounts.html for special glasses and sunglasses offers.

  • 40% savings on additional glasses and sunglasses, including lens enhancements, from the VSP provider who performed your WellVision exam within 12 months of the exam
  • 20% savings on additional glasses and sunglasses, including lens enhancements, from any VSP provider within 12 months of your last WellVision Exam.

    Retinal Screening
  • No more than a $39 copay on routine retinal screening as an enhancement to a WellVision Exam

    Laser Vision Correction
  • Average 15% off the regular price or 5% off the promotional price; discounts only available from contracted facilities

To find a VSP doctor:

  • Call VSP Member Services at 1 (800) 877-7195.
  • Log on to the VSP website and click on the Members tab.
    • For new users, click on "Create an Account".
      • Enter the last four digits of your SSN in the appropriate field under "SSN or Member ID".
      • Complete the remaining fields on the form.
      • and follow instructions for setting up your own username and password.
  • When finished, click the "Create an Account" button at the bottom of the page.

Benefit for computer users

Employees enrolled in VSP may be eligible for a second pair of glasses to wear specifically while working on a computer. These can be purchased only from a VSP member provider. Call ahead to your VSP doctor’s office to see if they require a form to be filled out ahead of your appointment. Your copay for the computer glasses is $5. The frame allowance is $90.

See “Should You Be Concerned About Blue Light Exposure?” for more information on how blue light impacts vision.

Out-of-Network Benefits

When using a non-member provider, you pay the provider's full charge, then submit a claim form and itemized receipt to VSP. You may file your claim through the VSP website or use this VSP Out-of-Network Claim Form.

International Travel

  • VSP is a national insurance plan with no providers outside of the U.S., except Puerto Rico and the U.S. Virgin Islands. When living or traveling outside the U.S., Puerto Rico and U.S. Virgin Islands, you’ll pay for services and then submit a claim to VSP, along with the proper receipts, just as you would with any out-of-network claim. VSP will convert the currency according to the date of service and reimburse you in U.S. dollars at the out-of-network level.

To be eligible for reimbursement, out-of-network claims must be submitted to VSP within 12 months after the date the services were completed, and international claims must be submitted within 6 months. Claims submitted after these deadlines are not eligible for reimbursement.

You will be reimbursed for the applicable benefits as listed below:

Benefit Out-of-Network Benefit Allowance
Annual vision exam Up to $45*
Single vision lenses Up to $30**
Bifocal lenses Up to $50**
Progressive lenses up to $50**
Trifocal lenses Up to $65**
Frames Up to $70**
Elective Contact Lenses Up to $105
Non-Elective/NLCs Up to $210

*A $5 patient deductible is taken before the eye exam benefit listed above is paid.

**A $10 materials deductible is taken before the benefits listed above are paid. If both lenses and frames are purchased, only one $10 deductible applies for materials.

Resources: