Road to Retirement

Road to Retirement is a special program held twice a year for Purdue employees approaching retirement or those wanting to learn more or begin planning. Invitations are sent to all benefits-eligible employees.

Fall Road to Retirement 2021

Save the date: Road to Retirement -- a 3-day virtual event packed with information designed to help you plan for retirement, regardless of where you are on your retirement path – takes place September 22-24.

NOTE: For live events provided by Fidelity, the presentation link will take you to Fidelity’s Event Search web page. “Purdue University” is pre-populated in the search for convenience. From there, you have the ability to Register for any or all of Fidelity’s live events by choosing “Virtual Event” from the Select Event Type drop down.

Once you’ve registered for the event, you will have the option to add it to your calendar. The meeting link will then populate in the calendar invite as well as be sent to your email. If a meeting passcode is required, it will be provided in the registration confirmation email.

Wednesday, September 22, 2021

Session Audience key:
Find Fidelity sessions below that best fit your situation:

Paycheck to paycheck - Concerned about immediate finances and monthly expenses

Foundation builders - Establishing a financial footing before focusing on retirement

Priority balancers - Balancing multiple goals and priorities with finite resources

Retirement accumulators - Maximize savings while minimizing taxes, making good retirement decisions

Wealth maximizers - Growing and protecting wealth, while preparing and transitioning to retirement

8:00 AM	Tackle Your Financial To-Do-List To-Do List Presented by: Fidelity Investments Format: Webcast Description: This webcast is built to give you clear next steps to help make sure you’re on track to achieve your goals.
8:30 AM	LIVE: Get To Know Your Retirement Program: Presented by: Andy Marsh and Jason Rudder, Fidelity Investments Format: Live Zoom Session Description: Review the key features or your Purdue Retirement Program and understand what next steps to take. 8:30 AM Purdue Research Foundation 9:00 AM Purdue Global 9:30 AM Purdue University
10:00 AM	LIVE: Under 65 Retiree Healthcare Options Presented by: Kate LaMar, Purdue HR Benefits & Maria Pearson, Henriott Group Format: Live Zoom Session Description: Learn about health insurance options offered to Purdue retirees under age 65. Join Zoom Meeting Meeting ID: 968 9455 7437 Passcode: 640765
11:00 AM	LIVE: PURA Healthcare Plans for Medicare-eligible Retirees Presented by: Kate LaMar, Purdue HR Benefits Format: Live Zoom Session Description: Review group health insurance plan options available to Purdue Retirees with Medicare. Join Zoom Meeting Meeting ID: 947 4448 2497 Passcode: 394073
Noon	Protecting Against Elder Financial Fraud Presented by: Fidelity Investments Format: Webcast Description: Elder financial abuse—lottery scams, online fraud, and even dishonest family members—is a growing problem targeting the most vulnerable people in our lives. So join us for a helpful discussion on the things you can do to protect your loved ones as they grow older in a digital world.
1:00 PM	LIVE: Maximize Social Security in Your Retirement Strategy Presented by: Andy Marsh, Fidelity Investments Format: Live Zoom Session Description: Learn how Social Security fits your retirement paycheck, identify Social Security claiming strategies, and create your retirement income plan.
2:00 PM	LIVE: Tips to Avoid Unexpected Sadness in Retirement Presented by: Amanda Hathcock, Behavioral Health Counselor, Center for Healthy Living Format: Live Zoom Session Description: Join Amanda Hathcock, Behavioral Health Counselor with the Center for Healthy Living, as she discusses and explores the body’s automatic response to life adjustments. She will provide tips and tools you can incorporate for a smooth transition to retirement.
3:00 PM	Ask Fidelity: Creating a Budget, You"ll actually Use Presented by: Jason Rudder, Fidelity Investments Format: Live Zoom Session Description: Planning out your spending, and living within a budget, is all about freedom. Learn how to create a budget you’ll use, so you’re prepared for the unexpected, and able to pursue what’s important to you.
4:00 PM	LIVE: Purdue - Target Date Investments Presented by: Steve Michael, Vanguard Format: Live Virtual Session Description: Whether you are already a target-date investor or you want to learn more before investing, this webinar will help you understand what target-date investments are, how they work, and how to select a target-date investment that may be right for you.

Thursday, September 23, 2021

Session Audience key:
Find Fidelity sessions below that best fit your situation:

Paycheck to paycheck - Concerned about immediate finances and monthly expenses

Foundation builders - Establishing a financial footing before focusing on retirement

Priority balancers - Balancing multiple goals and priorities with finite resources

Retirement accumulators - Maximize savings while minimizing taxes, making good retirement decisions

Wealth maximizers - Growing and protecting wealth, while preparing and transitioning to retirement

8:00 AM	Identify and Prioritize Your Savings Goals Presented by: Fidelity Investments Format: Webcast Description: This workshop will help you start to think about the savings goals that are important to you and understand how you can achieve them.
9:00 AM	LIVE: PERF Retirement Overview Presented by: Jennifer Lowery, INPRS Format: Live Zoom Session Description: PERF participants are invited to learn more about their PERF retirement program, including program basics and retirement income options. Join Zoom Meeting Meeting ID: 927 8030 1622 Passcode: 333815
	Market Sense Presented by: Fidelity Investments Format: Webcast Description: The latest headlines, the current markets, and what it all means for you.
10:00 AM	LIVE: Top Things to do Before your Retire Presented by: Jason Rudder, Fidelity Investments Format: Live Zoom Session Description: Make sure you on are track for retirement by learning what steps you will need to take before you retire.
11:00 AM	LIVE: HSA Bank Retirement Healthcare Costs Calculator Presented by: Chuck Reinicke, HSA Bank Format: Live Teams Session Description: HSA Bank is excited to announce their new Retirement Healthcare Costs Calculator! This calculator gives employees a more personalized and actionable-insight approach to retirement. The tool is backed by actuarial data and requires only a few pieces of participant information to generate retirement healthcare cost projections and recommendations on how long-term HSA savings can fund these expenses, as well as potential tax savings! During this session, HSA Bank’s Retirement Healthcare Costs Calculator will be demonstrated. You can access the calculator here.
Noon	Choose Your Session from the Fidelity Hub Presented by: Fidelity Investments Format: Webcast Description: Select a new topic or choose to revisit a session from the variety of financial wellness and retirement webcasts located in the Fidelity Hub.
1:00 PM	LIVE: Turn Your Savings into Retirement Income Presented by: Andy Marsh, Fidelity Investments Format: Live Zoom Session Description: Learn the benefits of a retirement income plan, identify retirement income sources and expenses and explore different retirement income strategies.
	LIVE: PERF Retirement Overview (Encore Presentation) Presented by: Jennifer Lowery, INPRS Format: Live Zoom Session Description: PERF participants are invited to learn more about their PERF retirement program, including program basics and retirement income options. Join Zoom Meeting Meeting ID: 950 4303 3702 Passcode: 497031
2:00 PM	LIVE: Under 65 Retiree Healthcare Options (Encore Presentation) Presented by: Kate LaMar, Purdue HR Benefits & Maria Pearson, Henriott Group Format: Live Zoom Session Description: Learn about health insurance options offered to Purdue retirees under age 65. Join Zoom Meeting Meeting ID: 980 7014 6448 Passcode: 980206
3:00 PM	LIVE: PURA Healthcare Plans for Medicare-eligible Retirees (Encore Presentation) Presented by: Kate LaMar, Purdue HR Benefits Format: Live Zoom Session Description: Review group health insurance plan options available to Purdue Retirees with Medicare. Join Zoom Meeting Meeting ID: 981 7025 0858 Passcode: 371421
4:00 PM	LIVE: Paying Yourself: Income Options in Retirement Presented by: Amanda Barthelemy, TIAA Format: Live Virtual Session Description: TIAA plan participants can tune in to learn the rules that govern retirement assets and find out when to consider using different income sources.
	Get a Handle on Your Current Student Loan Debt Presented by: Fidelity Investments Format: Webcast Description: Learn about a variety of student loan repayment options and strategies to help you find a better way to pay off your student debt.

Friday, September 24, 2021

Session Audience key:
Find Fidelity sessions below that best fit your situation:

Paycheck to paycheck - Concerned about immediate finances and monthly expenses

Foundation builders - Establishing a financial footing before focusing on retirement

Priority balancers - Balancing multiple goals and priorities with finite resources

Retirement accumulators - Maximize savings while minimizing taxes, making good retirement decisions

Wealth maximizers - Growing and protecting wealth, while preparing and transitioning to retirement

8:00 AM	Don’t Let Healthcare Costs in Retirement Surprise You Presented by: Fidelity Investments Format: Webcast Description: This workshop will help you to understand the costs of health care in retirement, and how you can prepare for them.
9:00 AM	Invest Confidently for Your Future Presented by: Fidelity Investments Format: Live Zoom Session Description: Saving for your goals is great but investing your savings – properly and with a plan – can really help your money grow. Learn how to build an investment plan to help you optimize your savings.
10:00 AM	LIVE: The Importance of Staying Socially Connected After Retirement Presented by: Lindsay Bloom, Health Coach, Purdue Fort Wayne Format: Live Virtual Session Meeting ID: 913 5917 3808 Passcode: Social Description:* Learn about how maintaining social connections and being involved in the community after retirement can improve physical health, mental health, slow cognitive decline, and help us age better.
11:00 AM	LIVE: Maximize Social Security in Your Retirement Strategy (Encore Presentation) Presented by: Andy Marsh, Fidelity Investments Format: Live Zoom Session Description: Learn how Social Security fits your retirement paycheck, identify Social Security claiming strategies, and create your retirement income plan.
	LIVE: Paying Yourself: Income Options in Retirement (Encore Presentation) Presented by: Amanda Barthelemy, TIAA Format: Live Virtual Session Description: TIAA plan participants can tune in to learn the rules that govern retirement assets and find out when to consider using different income sources.
Noon	Choose Your Session from the Fidelity Hub Presented by: Fidelity Investments Format: Webcast Description: Select a new topic or choose to revisit a session from the variety of financial wellness and retirement webcasts located in the Fidelity Hub.
1:00 PM	LIVE: How Consolidating Accounts Could Help You Save Time and Money Presented by: Andy Marsh, Fidelity Investments Format: Live Zoom Session Description: Learn how consolidating your retirement accounts could help simplify your financial life.
2:00 PM	Are you Emotionally Ready to Retire? Presented by: Fidelity Investments Format: Webcast Description: Retiring is not just a big financial decision, it’s an emotional one, too. How do you know if you’re ready to make the leap?
	Organize, Plan, and Own Your Future Presented by: Fidelity Investments Format: Webcast Description: Designed for women, this workshop will show you how to organize your investments and build a plan to meet your financial goals.
3:00 PM	Ask Fidelity: Saving through Roth Contributions in My Retirement Plan Presented by: Jason Rudder, Fidelity Investments Format: Live Zoom Session Description: Understand the options for saving pre-tax or after-tax (Roth) money in your workplace retirement savings plan so you can decide what’s right for your situation.
4:00 PM	Financial Do's and Don'ts of Divorce Presented by: Fidelity Investments Format: Webcast Description: Whether you’re preparing for a divorce, working on getting through one, or just trying to rebuild on the other side, this webcast will give you valuable information to help you face it head on — emotionally, legally, and financially.
	Fidelity Viewpoints®: Your Home—Make The Right Money Moves Presented by: Fidelity Investments Format: Webcast Description: The place you call home comes with lots of financial questions—at every phase of your life. How do I know whether I should buy or keep renting? Is now the right time to refinance? Do I stay in my home when I retire? And what should I do if I want to pass it on? Join us as we explore these questions, and find out how your answers can impact how you save, invest, and even retire.

Independent Study

Live Fidelity Web Workshops Live, interactive sessions conducted online by a licensed representative	Register for a Live Event
Fidelity Webcasts Empowering conversations with experienced panelists	Watch On Demand
Fidelity Tools, Articles and More Log in and get started	www.NetBenefits.com
HSA Bank HSA Videos and Resources	Videos: HSAs from Safety Net to Nest Egg HSAs: Beyond The Basics Boost your retirement savings with an HSA HSA Bank Investment Program Overview Why Should I Contribute to My HSA HSA & 401(k), Plan for A Healthy Retirement HSA & 401(k). Play and Pay in Retirement

Each program provides a variety of sessions on retirement-related topics, such as:

Health plans and Medicare
Marketplace options
Income distribution options

Past program presentations are available below:

Recorded presentations of the following fall 2020 event are available:

Fitness Investments to Keep Yourself Healthy for Retirement

Under 65 Retiree Healthcare Options

PURA Healthcare Plans for Medicare-eligible Retirees

Spring 2020: PURA & Purdue HR – Retiree group health plans and Medicare

Spring 2020: Henriott Group Inc. & Purdue HR – Marketplace options for those not yet eligible for Medicare; HSA tips

Some topics addressed during the Road to Retirement sessions are highlighted in these brief videos. If you're approaching retirement, you may find familiarity with terminology and program fundamentals helpful with decision-making.

Save Time with my Social Security – U.S. Social Security Administration

Medicare & You: Understanding Your Medicare Choices

Your Retirement Income: Prepare For Later | Fidelity

Real Stories: Meet Doff & Robin | Fidelity

What is a Defined Contribution Account?