Tracking Expenses

It’s time for you to start thinking about your own spending-savings plan. You will need to know three things to get started:
  1. How much you make
  2. How much you spend
  3. Where you should spend it

Step One

Think of ALL of your sources of income. Be careful not to exclude gift money and other irregular cash flow.

Step Two

Use the envelope provided on this page to carefully track your daily expenses.

Step Three

Prioritize your spending based on your household situation and unique consumption patterns.

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