October 14, 2013
Truven Informed Enrollment tool available now
The Truven Informed Enrollment online tool is available now. Truven shows how an employee would fare under each of the 2014 medical plan options, if the employee had similar expenses next year.
Faculty and staff can get an estimate of their total cash outlay under each of Purdue's 2014 medical plans by using the Truven Informed Enrollment tool, which is ready now.
Truven Informed Enrollment starts with the employee's medical and prescription drug claims having dates of service between April 2012 and March 2013. Truven then shows how the employee would fare under each of the 2014 medical plan options, if the employee had similar expenses next year.
Estimates take into account premiums, deductibles, coinsurance and any contributions that Purdue will make to the employee's health savings account (HSA).
Truven stores Purdue's benefits data and has been a trusted third party for years. Under its signed HIPAA agreement with Purdue, Truven conforms to all privacy and confidentiality standards.
All benefits-eligible employees have access to their Truven Informed Enrollment data in two ways:
* Letter sent to the employee's home: The letter will arrive in mid-October and will provide a simple estimate of the employee's total cost under each 2014 plan.
* Online tool: The online tool is available now. Employees go to the Purdue University Employee Portal at www.purdue.edu/employeeportal, click the EBenefits link and then log on using their Purdue career account and password. A link to Truven Informed Enrollment is on the right side of the EBenefits home page under the "Benefit Tools" section.
The online tool provides the same comparison information as the letter and offers the advantage of allowing the employee to adjust the information that Truven uses to estimate the employee's total cost under the three 2014 plans.
For example, if an employee had a baby during the sample period of April 2012 to March 2013, but does not expect a new child in 2014, the online tool allows the employee to lower the health care cost estimate accordingly for next year. On the other hand, if an employee anticipates a surgery next year, the employee may add the surgery, and then let Truven estimate the surgery's cost and use it in the 2014 plan comparison.
The online tool also lets employees add or delete family members for properly estimating the employee's medical premium, if covered family members in 2014 will be different from those shown in Truven.
"Truven Informed Enrollment will show the employee their estimated lowest cost option for 2014," says Eva Nodine, director of benefits in Human Resources. "Truven is simply a resource to help employees make their decision for next year. The choice belongs to the employee."
Faculty and staff who do not know their Purdue career account and password may call the service number for their campus:
* West Lafayette: 49-44000
* Calumet: 219-989-2888
* Fort Wayne: 260-481-6030
* North Central: 219-785-5511Employees with questions about Truven Informed Enrollment may contact the Human Resources Service Center at 49-42222 or firstname.lastname@example.org.