Create Your Plan

Now that you have an idea of how you have been spending money, some of your spending leaks, and your goals, you can use this information to create a spending-savings plan that will work for you!

A spending-savings plan can seem overwhelming, but you can keep it simple if you focus on these three things:

1. What is your income?
2. Where are you currently spending your money?
3. Where should you be spending your money?

Knowing these things will help you to create a workable spending-savings plan.