In the "Spending Game" you could see the whole picture. All of your income and expenses were in front of you. Some choices had to be made. Let’s compare that spending activity to what happens in your own lives. Each day you are confronted with many opportunities to spend money. How do you decide what to spend your money on? Do you follow a written spending-savings plan that includes your wants and needs? Do you buy an item because it is on sale? Or do you only purchase what you need when you need it?