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Community Health Care Cost Study Analysis major findings Health-care cost data from six large Lafayette-West Lafayette employers for 2003 (the most recent data available when the study was undertaken) included full-time employees, early retirees and COBRA recipients. The study showed combined Lafayette area inpatient hospital costs and physician costs are 19 percent higher than statewide for non-HMO plans and 1 percent more than HMO plans. The Lafayette area's total physician costs were significantly higher than both Indianapolis and statewide. Non-HMO physician costs were 62 percent higher than Indianapolis and 55 percent higher than statewide. HMO physician costs were 28 percent higher than Indianapolis and 26 percent higher than statewide. Non-HMO inpatient hospital care cost was 5 percent lower than both Indianapolis and statewide. HMO inpatient hospital care cost was 47 percent less than Indianapolis and 24 percent lower than statewide. Non-HMO hospital utilization was 12 percent lower than both Indianapolis and statewide. HMO inpatient hospital utilization was 1 percent lower than Indianapolis and 16 percent higher than statewide. Lafayette consumer utilization of health care was higher for both HMO and non-HMO physicians than Indianapolis and statewide by between 12 percent and 19 percent. Lafayette-area health-care consumers utilized respiratory; eye-ear-nose and throat care; inpatient hospital visits; preventative medicine; psychiatry; invasive cardiology treatment; and pulmonary, allergy, and chemotherapy at a higher rate than Bloomington, Indianapolis and statewide. This utilization was a major driver of Lafayette-area health-care costs. Non-HMO surgical fees were 52 percent higher than statewide. HMO surgical fees were 23 percent higher than statewide. Ft. Wayne's inpatient hospital and physician costs were 19 percent higher than Lafayette's non-HMO costs and 28 percent higher than HMO costs. Fort Wayne health-care utilization was more than double the statewide average.
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