Not completing open enrollment results in costly consequences for employees

October 29, 2015  

All benefits-eligible employees who do not take advantage of their opportunity to choose a 2016 medical plan or to opt out of Purdue medical coverage for next year will be enrolled automatically in the same medical plan in 2016 as they had in 2015. If they're currently opted out of Purdue medical coverage, they'll have no Purdue medical insurance in 2016.

Employees must enroll by 6 p.m. EST Nov. 13.

Consequently, employees who do not actively enroll in a Purdue health plan by the deadline will notice additional results of not enrolling. Here's what they'll see:

* If they're in the Purdue Health Plan Plus HSA 1 or the Purdue Health Plan Plus HSA 2, they'll receive the appropriate University contribution to their HSA, but they will not have any contributions of their own. However, they will be able to begin future HSA contributions of their own at any time during 2016 by making a change through EBenefits.

* Any family members they're covering on their medical plan in 2015 will continue to be covered in 2016, if they still meet eligibility requirements.

* The employee and his or her spouse/same-sex domestic partner will each be charged the $500 annual tobacco-user additional premium, if both are covered on a Purdue medical plan.

* If the employee is enrolled in a dental plan for 2015, his or her plan will not roll forward to 2016. Employee's 2016 coverage will be limited to the new preventive dental benefit.

* The employee will have no contributions to a flexible spending account (including health care, dependent day care and limited purpose FSAs).

* Other 2015 benefits will roll forward to 2016.

Benefits information and enrollment assistance are available through a dedicated open enrollment website or via Human Resources at 49-42222, and

Faculty and staff at Calumet, Fort Wayne and North Central campuses may contact their campus HR office for assistance. 

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