Family members eligible to enroll in long term care insurance

April 16, 2012

Purdue's new long term care (LTC) insurance benefit is open to family members of eligible Purdue employees.
The following family members are eligible to apply if they are 18-79 years old:
* Spouses and same-sex domestic partners.
* Adult children.
* Siblings.
* Parents, parents-in-law, step parents, step parents-in-law.
* Grandparents, grandparents-in-law, step grandparents and step grandparents-in-law.
Spouses and same-sex domestic partners ages 18-65 may apply for coverage during the initial March 19-April 30 enrollment by completing a short-form underwriting application. Others who are eligible may apply for coverage subject to full underwriting. Underwriting is the insurance industry's process for determining whether to provide insurance to someone who has applied for coverage.
Long term care insurance provides coverage when a person needs substantial assistance with two or more "activities of daily living" or ADLs. These include things such as eating, dressing and moving from a bed to a chair. The person may receive care in his or her own home or at a facility, such as an assisted living residence or a nursing home. Genworth Life Insurance Company underwrites Purdue's long term care insurance benefit.
This week's presentations are:
* Tuesday (April 17)
-- 1:30-2:30 p.m., Stewart Center 218A.
-- 3:30-4:30 p.m., Stewart Center 218A.
-- 6-7 p.m., Stewart Center 218A.

* Wednesday, April 18
-- 7-8 a.m., Stewart Center 218A.
-- 9-10 a.m., Stewart Center 218A.
More information is available through these resources:
* Genworth website: (group ID = Purdue, access code = groupltc)
Includes user-friendly online enrollment, plus tools to weigh costs and options.

* Genworth Life phone assistance: 800-416-3624
Provides customer service staff to answer questions. Also, those who don't want to enroll online may call this number to request a paper enrollment application.

* Purdue Benefits website:
Offers information about options and who's eligible for coverage. Also provides the full meeting and webinar schedule and frequently asked questions.