Benefits Open Enrollment for 2019 is now closed

Important things to review / do now:

  • See the “What’s New for 2019” link below.
  • Take a look at the Resources below, including videos.
  • Review the 2019 Benefits Open Enrollment Guide via the link below. Hard copy enrollment guides will be delivered to campus address on Oct. 22.
  • Benefitfocus: Enroll for 2019 benefits.
  • Get your BoilerKey now; details are below.

BoilerKey

BoilerKey, Purdue University’s new, two-factor authentication service, will be required for all CAS-authenticated pages, including the open enrollment portal, effective October 30. Employees are encouraged to acquire their BoilerKey now. Visit the BoilerKey – Two Factor Authentication Service web page for more details and to request access.

Medical

  • Premiums for employees increased by 6 percent due to a continual trend in rising healthcare costs.
Purdue Health Plan Purdue Health Plan
Plus HSA 1
Purdue Health Plan
Plus HSA 2
Increase
from 2018
(monthly)
Final
2019 Annual
Cost
Increase
from 2018
(monthly)
Final
2019 Annual
Cost
Increase
from 2018
(monthly)
Final
2019 Annual
Cost
Employees earning under $44,000*
Employee Only $4.17 $880.92 $1.00 $209.88 $5.00 $60.00
Employee & Children $7.50 $1,586.88 $1.75 $378.48 $5.00 $101.04
Employee & Spouse $15.75 $3,335.88 $4.92 $1,050.36 $1.17 $240.72
Employee & Family $21.33 $4,521.96 $6.67 $1,422.48 $1.33 $285.24
Employees earning $44,000 or more*
Employee Only $8.33 $1,764.96 $2.75 $586.08 $10.00 $120.00
Employee & Children $15.00 $3,176.88 $5.00 $1,055.76 $1.50 $325.32
Employee & Spouse $25.08 $5,324.28 $8.92 $1,894.32 $4.67 $982.68
Employee & Family $34.00 $7,215.48 $12.08 $2,569.00 $6.25 $1,331.40
  • Deductibles and out-of-pocket maximums increased by:
    • PPO = $500 single; $1,000 family
    • HSA1 = $250 single; $500 family
    • HSA2 = The Embedded Individual Out of Pocket Maximum increased to $7,900 and will apply only to the Purdue Health Plan HSA 2 family coverage.
  • Fee at the Center for Healthy Living lowered from $40 to $25 for both HSA 1 and HSA 2 plans.
  • Anthem’s Cost and Care Finder will replace Castlight

Health Savings Account (HSA) and Flexible Spending Account (FSA)

  • HSA Bank will become the administrator of our health savings and flexible spending accounts effective January 1, 2019.
  • HSA contributions from Purdue will move to an incentive-based model. Automatic contribution lowered by 50 percent.
  • Health Savings Account (HSA) annual contribution limit increased to $3,500 (individual) and $7,000 (family). Catch up contributions for age 55 and over remain at $1,000.
  • FAQs for the Transfer to HSA Bank

Voluntary

  • Introducing LifeStages, Identity Management Services. If you ever find yourself faced with identify theft worries, you can get help from a dedicated fraud specialist. This service is now available to Purdue employees through the Hyatt Legal Plans voluntary benefit.

Prescription

  • We are moving to the CVS Value formulary, which offers decreased costs for several prescription drugs that are now available as generics.
  • All tiers of drugs, including specialty drugs, will have a maximum cost to you when you have prescriptions filled.
  • More details here.

Tobacco Certification

  • Employees and spouses who are currently certified as having completed an approved cessation program (for waiver of premiums in 2018) will need to recertify tobacco status in Benefitfocus. Additionally, the program timeline has changed for 2019.
  • If you or your spouse have a current approved tobacco waiver for completing a cessation program, your tobacco status will need to be recertified in Benefitfocus to one of the two options. If you do not recertify, you will default to tobacco-user status and the annual tobacco-user additional premium will apply to both you and your spouse, if applicable.
    Tobacco users will have the option of completing an approved tobacco cessation program to avoid the $500 per person annual tobacco-user additional premium charge that will apply.
    Completed program certificates submitted between Jan. 1 and March 31, 2019, will result in lower premiums for all of 2019. Completed certifications submitted after March 31, 2019, will reduce premiums for the remainder of the plan year only.
  • Tobacco cessation programs
  • Tobacco cessation FAQs

Decreased CHL Fee

  • Anyone covered by the Purdue Health Plan Plus HSA 1 or Purdue Health Plan Plus HSA 2 can now visit the Center for Healthy Living, located on the West Lafayette campus, for just $25 — down from $40.

Dental

  • Premium increase of 4 percent.

Vision

  • Your eligibility for eye exams, lenses and contacts has changed from one every 365 days to one per calendar year, allowing more flexibility for when you receive services during the year.

Healthy Boiler – Wellness Program Incentives

Healthy Boiler is back again for 2019! Taking care of your health is important and can lead to better quality of life. The University recognizes the value of this long-term goal and the importance of encouraging, supporting and rewarding a healthier lifestyle. By learning more about your current health status, you are positioned to make well-informed choices as you focus on your overall health and wellness.

For 2019, the University will offer $325 per employee and $325 per spouse covered on a Purdue medical plan (up to $650 combined) in incentives to eligible employees and spouses who meet certain criteria as outlined below.


Here is how it works
Employee Only Coverage
Employee + Spouse Coverage
Employee + Child Coverage
Employee + Family Coverage*
Complete annual physical with biometrics screening
$325 – Employee
$325 – Employee
$325– Spouse

$650– Employee
$325 – Employee
$325– Spouse
TOTAL INCENTIVE
YOU COULD EARN:

$325

$650

$650

$650

* Child(ren) are not eligible for incentives

Incentive payments will be made on a quarterly basis through the employee’s HSA or HRA account. For those employees who have active health savings accounts (HSA), payments for both the employee and spouse will be deposited directly to the employee’s HSA. Employees without an HSA will receive payments to a health reimbursement account (HRA) which Purdue will set up.

HRA accounts are similar to flexible spending accounts (FSA). HRA funds can be used for the same types of health expenses as the FSAs; like the FSAs, funds do not roll forward at the end of the calendar year.

Watch for more detailed program information, including instructions for recording wellness information and program timing, to be shared later in November.

2019 Benefits Open Enrollment Guide
2019 Benefits Open Enrollment Guide (Spanish)

Resources

Medical information

Prescription information  

Dental information

Summaries of 2019 coverage

If you don’t remember your Purdue career account, password or need help with BoilerKey, please call the service number for your campus:

Purdue University, 610 Purdue Mall, West Lafayette, IN 47907, (765) 494-4600

2015 Purdue University | An equal access/equal opportunity university | Copyright Complaints | HR Communications

If you have trouble accessing this page because of a disability, please contact HR Communications at hrcomm@purdue.edu.