{"id":133,"date":"2021-06-15T20:07:33","date_gmt":"2021-06-15T20:07:33","guid":{"rendered":"https:\/\/www.purdue.edu\/dfa\/?page_id=133"},"modified":"2026-04-10T14:00:21","modified_gmt":"2026-04-10T14:00:21","slug":"remaining","status":"publish","type":"page","link":"https:\/\/www.purdue.edu\/dfa\/cost\/remaining\/","title":{"rendered":"Cover Remaining Costs\u00a0"},"content":{"rendered":"\n<div  class=\"purdue-home-diagonal-cta-hero has-black-background\">\n    <div class=\"section has-padding-top-small has-padding-bottom-small\">\n        <div class=\"container\">\n            <div class=\"purdue-home-diagonal-cta-hero__content\">\n\n                <!-- breadcrumbs include -->\n                <div class=\"purdue home-diagonal-cta-hero__breadcrumbs\">\n                                    <\/div>\n                <!-- \/breadcrumbs include -->\n\n                \n\n                                                        <h1 class=\"third-level-page-heading purdue-home-diagonal-cta-hero__header\"><br>Cover Remaining Costs<\/h1>\n                \n                                    <div class=\"purdue-home-diagonal-cta-hero__subtext\">\n                        \n\n<p class=\"wp-block-paragraph\">Whether you\u2019re a new or returning student, your financial aid notification will outline financial aid eligibility for the coming year and may indicate remaining costs not covered. Families can take advantage of a combination of financing options to cover these costs.<\/p>\n\n                    <\/div>\n                \n\n\n\n\n<!-- ed -->\n<!-- <div class=\"purdue-home-link-hero__list-container\">\n    <span class=\"purdue-home-link-hero__list-desc tablet-hidden\">\n        Jump to:\n    <\/span>\n    <ul class=\"purdue-home-link-hero__list--desktop\">\n        <li>\n            <a class=\"purdue-home-button purdue-home-button--black\" href=\"#\" target=\"_self\">Careers<\/a>\n        <\/li>\n        <li>\n            <a class=\"purdue-home-button purdue-home-button--black\" href=\"#\" target=\"_self\">Take action<\/a>\n        <\/li>\n        <li>\n            <a class=\"purdue-home-button purdue-home-button--black\" href=\"#\" target=\"_self\">Transfer<\/a>\n        <\/li>\n    <\/ul>\n    <form class=\"purdue-home-select purdue-home-link-hero__list--mobile\">\n        <label for=\"8447dae6-f4a5-4633-bb0a-e171b5507d4a\" class=\"is-sr-only\">Choose a link:<\/label>\n        <select id=\"8447dae6-f4a5-4633-bb0a-e171b5507d4a\" name=\"links\">\n            <option value=\"\" data-external=\"\">Jump to:<\/option>\n            <option value=\"#\" data-external=\"\">Careers<\/option>\n            <option value=\"#\" data-external=\"\">Take action<\/option>\n            <option value=\"#\" data-external=\"\">Transfer<\/option>\n    <\/select>\n    <\/form>\n<\/div> -->\n<!-- ed -->\n\n\n            <\/div>\n        <\/div>\n    <\/div>\n\n    <div class=\"image\">\n                    <img decoding=\"async\" alt=\"purdue fountain\" src=\"https:\/\/www.purdue.edu\/dfa\/wp-content\/uploads\/2022\/07\/DSC4037.jpg-scaled-1.jpg\"\/>\n            <\/div>\n<\/div>\n\n\n\n<div class=\"purdue-accordion-wrap  purdue-accordion-wrap--small\">\n    <div class=\"section has-none-background has-padding-bottom-none\">\n        <div class=\"container\">\n            <div class=\"purdue-accordion has-no-bottomborder\">\n                <h2 class=\"accordion__heading purdue-accordion__title  purdue-accordion__title--small\" id=\"title-33be16d0-3af6-43a5-a2d5-22ef3cd30eb1\">\n                    <button aria-controls=\"content-33be16d0-3af6-43a5-a2d5-22ef3cd30eb1\" aria-expanded=\"false\">Payment from Educational Loans\u202fand Future Earnings<\/button>\n                <\/h2>\n                <div class=\"accordion__content purdue-accordion__content\" id=\"content-33be16d0-3af6-43a5-a2d5-22ef3cd30eb1\" hidden aria-hidden=\n                \"true\">\n                    \n\n<ul class=\"wp-block-list\">\n<li>If you are a dependent student and your parents are creditworthy, they may borrow under\u202fthe&nbsp;<a href=\"https:\/\/www.purdue.edu\/dfa\/aid\/loans\/\" target=\"_blank\" rel=\"noreferrer noopener\">Federal Parent PLUS Loan\u202f<strong>program<\/strong><\/a>. Repayment can be deferred until you graduate.&nbsp;<\/li>\n\n\n\n<li>If you have good credit or a co-signer with good credit, private lenders offer\u202f<a href=\"https:\/\/www.purdue.edu\/dfa\/aid\/loans\/\" target=\"_blank\" rel=\"noreferrer noopener\">private loans<\/a>. Each lender determines the terms of the loan.\u00a0<\/li>\n\n\n\n<li><strong><a href=\"https:\/\/www.nerdwallet.com\/article\/mortgages\/heloc-vs-student-loans\" data-type=\"link\" data-id=\"https:\/\/www.nerdwallet.com\/article\/mortgages\/heloc-vs-student-loans\" target=\"_blank\" rel=\"noreferrer noopener\">Home equity loans<\/a><\/strong>\u202fmay offer competitive interest rates compared to private loans. Compare loan fees and interest rates to get the best deal possible. Note: If you\u2019re interested in this option, you should discuss it with your mortgage lender.\u00a0<\/li>\n\n\n\n<li>Depending on the criteria, you may be eligible for\u202f<a href=\"https:\/\/studentaid.gov\/manage-loans\/forgiveness-cancellation\" data-type=\"link\" data-id=\"https:\/\/studentaid.gov\/manage-loans\/forgiveness-cancellation\" target=\"_blank\" rel=\"noreferrer noopener\">loan forgiveness programs<\/a>, where a portion or all of your federal loans may be forgiven \u2014 or reduced \u2014 as a benefit of committing to an organization (like the military, Peace Corps, etc.).<\/li>\n<\/ul>\n\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\n<div class=\"purdue-accordion-wrap  purdue-accordion-wrap--small\">\n    <div class=\"section has-none-background has-padding-top-none has-padding-bottom-none\">\n        <div class=\"container\">\n            <div class=\"purdue-accordion has-no-bottomborder\">\n                <h2 class=\"accordion__heading purdue-accordion__title  purdue-accordion__title--small\" id=\"title-18b331ab-cd31-44a4-829f-7f9936c286c5\">\n                    <button aria-controls=\"content-18b331ab-cd31-44a4-829f-7f9936c286c5\" aria-expanded=\"false\">Payment from Current Earnings and Assets\u00a0<\/button>\n                <\/h2>\n                <div class=\"accordion__content purdue-accordion__content\" id=\"content-18b331ab-cd31-44a4-829f-7f9936c286c5\" hidden aria-hidden=\n                \"true\">\n                    \n\n<ul class=\"wp-block-list\">\n<li>You and your family can break the remaining semester costs into monthly payments through the\u202f<a href=\"https:\/\/www.purdue.edu\/bursar\/payment\/installment.php\" target=\"_blank\" rel=\"noreferrer noopener\">Installment Plan<\/a>\u202foffered by the Bursar\u2019s Office.&nbsp;<\/li>\n\n\n\n<li>You can also utilize existing assets to reduce the amount of borrowed loans and interest. Examples include previously purchased college education savings bonds, savings accounts, stocks, mutual funds, etc.&nbsp;<\/li>\n\n\n\n<li>If a student works full-time over the summer and\/or part-time during the semester, you can save up money to help pay for college and other expenses. Students can gain valuable work experience while still in school. Studies show that working limited hours helps improve your GPA \u2014 win, win.<\/li>\n<\/ul>\n\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\n<div class=\"purdue-accordion-wrap  purdue-accordion-wrap--small\">\n    <div class=\"section has-none-background has-padding-top-none has-padding-bottom-none\">\n        <div class=\"container\">\n            <div class=\"purdue-accordion has-no-bottomborder\">\n                <h2 class=\"accordion__heading purdue-accordion__title  purdue-accordion__title--small\" id=\"title-cc25c23b-3bb9-42c2-992c-0e373758e46d\">\n                    <button aria-controls=\"content-cc25c23b-3bb9-42c2-992c-0e373758e46d\" aria-expanded=\"false\">Military Education Benefits<\/button>\n                <\/h2>\n                <div class=\"accordion__content purdue-accordion__content\" id=\"content-cc25c23b-3bb9-42c2-992c-0e373758e46d\" hidden aria-hidden=\n                \"true\">\n                    \n\n<p class=\"wp-block-paragraph\">Being a child of a military veteran, a veteran yourself, or joining programs like the Reserve Officers\u2019 Training Corps (ROTC) can give you<em>&nbsp;<\/em>access to scholarship opportunities and aid assistance programs.&nbsp;<a href=\"https:\/\/polytechnic.purdue.edu\/division-of-military-science-and-technology\" target=\"_blank\" rel=\"noreferrer noopener\">Learn more<\/a>&nbsp;about the program details for Army, Air Force and Navy.<\/p>\n\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\n<div class=\"purdue-accordion-wrap  purdue-accordion-wrap--small\">\n    <div class=\"section has-none-background has-padding-top-none has-padding-bottom-none\">\n        <div class=\"container\">\n            <div class=\"purdue-accordion has-no-bottomborder\">\n                <h2 class=\"accordion__heading purdue-accordion__title  purdue-accordion__title--small\" id=\"title-9a49515b-2384-4a0f-9a08-4538424e4e45\">\n                    <button aria-controls=\"content-9a49515b-2384-4a0f-9a08-4538424e4e45\" aria-expanded=\"false\">Tax Advantages for Indiana Residents<\/button>\n                <\/h2>\n                <div class=\"accordion__content purdue-accordion__content\" id=\"content-9a49515b-2384-4a0f-9a08-4538424e4e45\" hidden aria-hidden=\n                \"true\">\n                    \n\n<p class=\"wp-block-paragraph\">If you\u2019re from Indiana, a tax credit of up to $1,000 may be available for contributions made under the <a href=\"https:\/\/www.collegechoicedirect.com\/home.html\" target=\"_blank\" rel=\"noreferrer noopener\">Indiana529 Direct Savings Plan<\/a>. If you\u2019re from another state, check to see if they offer tax advantages for contributions to similar plans.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Tax deductions may be available to families that pay <a href=\"https:\/\/www.irs.gov\/credits-deductions\/individuals\/education-credits-aotc-llc\" target=\"_blank\" rel=\"noreferrer noopener\">qualified tuition and fee<\/a> expenses. The Bursar\u2019s Office issues 1098-T forms in January of each year with qualified amounts. Consult your tax preparer for additional information.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"http:\/\/www.irs.gov\/taxtopics\/tc456.html\" target=\"_blank\" rel=\"noreferrer noopener\">The interest you pay<\/a>\u202fon qualified educational loans may also be tax-deductible.<\/p>\n\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\n<div class=\"purdue-accordion-wrap  purdue-accordion-wrap--small\">\n    <div class=\"section has-none-background has-padding-top-none has-padding-bottom-none\">\n        <div class=\"container\">\n            <div class=\"purdue-accordion has-no-bottomborder\">\n                <h2 class=\"accordion__heading purdue-accordion__title  purdue-accordion__title--small\" id=\"title-be99f525-7204-45da-97d5-692e08b842cd\">\n                    <button aria-controls=\"content-be99f525-7204-45da-97d5-692e08b842cd\" aria-expanded=\"false\">Other Scholarships<\/button>\n                <\/h2>\n                <div class=\"accordion__content purdue-accordion__content\" id=\"content-be99f525-7204-45da-97d5-692e08b842cd\" hidden aria-hidden=\n                \"true\">\n                    \n\n<p class=\"wp-block-paragraph\">Other Purdue scholarships and private scholarships from outside organizations can be great resources to cover your remaining expenses. Be on the lookout for opportunities where you can qualify. Learn more about our\u202f<a href=\"https:\/\/www.purdue.edu\/dfa\/aid\/scholarships\/\" target=\"_blank\" rel=\"noreferrer noopener\">scholarships.<\/a><\/p>\n\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/div>\n\n\n\n<div class=\"purdue-accordion-wrap  purdue-accordion-wrap--small\">\n    <div class=\"section has-none-background has-padding-top-none has-padding-bottom-small\">\n        <div class=\"container\">\n            <div class=\"purdue-accordion\">\n                <h2 class=\"accordion__heading purdue-accordion__title  purdue-accordion__title--small\" id=\"title-c73ab3f8-2507-493a-b376-cf5479cf6977\">\n                    <button aria-controls=\"content-c73ab3f8-2507-493a-b376-cf5479cf6977\" aria-expanded=\"false\">Resources for Non-Indiana Residents<\/button>\n                <\/h2>\n                <div class=\"accordion__content purdue-accordion__content\" id=\"content-c73ab3f8-2507-493a-b376-cf5479cf6977\" hidden aria-hidden=\n                \"true\">\n                    \n\n<p class=\"wp-block-paragraph\">Your state agencies may provide&nbsp;<a href=\"https:\/\/www.ed.gov\/contact-us\/state-contacts\" target=\"_blank\" rel=\"noreferrer noopener\">additional resources online.<\/a><\/p>\n\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":24,"featured_media":0,"parent":25,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"class_list":["post-133","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.purdue.edu\/dfa\/wp-json\/wp\/v2\/pages\/133","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.purdue.edu\/dfa\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.purdue.edu\/dfa\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.purdue.edu\/dfa\/wp-json\/wp\/v2\/users\/24"}],"replies":[{"embeddable":true,"href":"https:\/\/www.purdue.edu\/dfa\/wp-json\/wp\/v2\/comments?post=133"}],"version-history":[{"count":83,"href":"https:\/\/www.purdue.edu\/dfa\/wp-json\/wp\/v2\/pages\/133\/revisions"}],"predecessor-version":[{"id":6383,"href":"https:\/\/www.purdue.edu\/dfa\/wp-json\/wp\/v2\/pages\/133\/revisions\/6383"}],"up":[{"embeddable":true,"href":"https:\/\/www.purdue.edu\/dfa\/wp-json\/wp\/v2\/pages\/25"}],"wp:attachment":[{"href":"https:\/\/www.purdue.edu\/dfa\/wp-json\/wp\/v2\/media?parent=133"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}