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Emergency Loan Program Guidelines

Emergency loans are interest-free loans available to Purdue University students registered in the current semester,  and must be used for educational expenses. Students who meet ALL eligibility criteria may borrow a maximum of $800 per semester (all summer modules combined count as one semester). Students may borrow up to $400 at a time.

Loan applicants must visit ODOS in Schleman Hall (SCHL), room 207, between 8:00 – 11:30 a.m. or 1:00 – 4:00 p.m. Monday-Friday, with the exception of Tuesday mornings. Students can call 765-494-1254 with questions about emergency loans, but must come to SCHL 207 in order to be approved.

Criteria for eligibility

  • You must be currently registered for at least one (1) credit hour at the time of application for the loan, AND
  • You must not have any holds on your Purdue account, AND
  • If you have borrowed an emergency loan in the past, you must have paid the loan(s) back on-time, or:
    • In the case that your most recent payment was past-due, you must complete the Financial Responsibility Module offered at the ODOS Testing Center in order to become eligible for subsequent loans.
    • If you have acquired two late payments, you are no longer eligible for emergency loans.

If you meet the criteria to receive a loan, you must talk with a drop-in counselor and do the following

  • Show a PUID or other government-issued photo ID    
  • Complete the online application        
  • Provide your driver’s license or other state-issued ID number
  • Provide the names, addresses, and telephone numbers of two references
  • Enter your Social Security number on a secure financial site
  • Create a password that can be used for a secure financial account
  • eSign a Promissory Note that outlines the conditions and repayment requirements of the loan

Emergency loans must be paid back within thirty (30) calendar days

If you are not able to pay your loan back by the due date, you must contact the University Receivables and Collections Office (URCO) either in-person (SCHL 334) or by phone (765-494-9459) prior to the due date in order to make alternate payment arrangements.

  • If you pay your loan back on or before the original due date, or the agreed-upon due date with URCO, the payment will be considered on-time.
  • If you do not pay the loan back on or before the original due date, or the agreed-upon due date with URCO, the payment will be considered late.

It is strongly recommended that you pay back emergency loans in-person at the Purdue University Receivables and Collections Office, located in Schleman Hall, room 334. If you mail a payment or make an online payment, it is recommended that you do this 4-5 business days in advance of the deadline, in order to allow processing time. Payments received or that post after the deadline will be considered past-due. Further information about this and other methods of payment are found on the other side of this page.

If a loan is paid past-due

If you have a history of one (1) past-due loan, you must complete the Financial Responsibility Module in order to be eligible for subsequent emergency loans. In order to complete the module, you must call the ODOS at 765-494-1747 or visit SCHL 207 to schedule an appointment. The module should take approximately 30 minutes to complete. It is recommended that students with past-due payments complete the Financial Responsibility Module immediately.

Students who have a history of two (2) past-due emergency loans will not be eligible for subsequent emergency loans.