Overview of the Tobacco-User Additional Premium
Preparing for 2013
In January 2013, the tobacco-user additional premium will increase to $500 per person.
Employees will certify their tobacco-user status and that of their covered spouses/SSDPs during the online benefits open enrollment process in the fall of 2012. Those covered by a Purdue medical plan who do not certify their status will be considered a tobacco user and will be charged the $500 additional premium in 2013.
To qualify as a non-tobacco user and avoid the additional premium, a person must have been a non-tobacco user for at least 12 months immediately prior to completing the 2013 benefits enrollment. Open enrollment will take place in November 2012. The exact end date will be announced closer to enrollment time.
Employees and spouses/SSDPs who have used tobacco during the past 12 months may qualify for a waiver of the additional premium by completing an approved tobacco cessation program. Approved programs completed Sept. 1 through the end of 2013 open enrollment qualify for a waiver of the 2013 additional premium.
Those who complete 12 months as a non-tobacco user during 2013 can get the additional premium waived at that time. When you have been a non-tobacco user for at least 12 months, complete the Tobacco User Certification Form and submit it to Human Resources. Your additional premium will be waived on Purdue payments that you receive during the rest of the calendar year, after allowing appropriate time for processing of your waiver.
Tobacco users who do not complete an approved cessation program between Sept. 1 and the end of 2013 open enrollment will have opportunities to complete an approved program during 2013 to qualify for a partial waiver of the additional premium.
If you complete an approved tobacco cessation program by one of the dates below, your additional premium will be waived on all pay you receive in 2013 on or after the listed waiver date.
- Complete approved cessation program by Feb. 28 and qualify for waiver of the additional premium beginning on April 1.
- Complete approved cessation program by May 31 and qualify for waiver of the additional premium beginning on July 1.
- Complete approved cessation program by Aug. 31 and qualify for waiver of the additional premium beginning on Oct. 1.
Information about approved tobacco cessation programs is available through this website.