Keep Voluntary Benefit Premiums Current While on Unpaid Leave
Going on a Leave Without Pay?
What happens when you aren't being paid, so voluntary benefit premiums can't be deducted?
Each voluntary benefit is administered by the corresponding insurance carrier. When you go on a leave (or miss a pay for any reason), you need to make arrangements with the carrier to keep your premium payments up-to-date and your insurance in effect. Listed below is information about how each carrier handles premiums during a time when you're not being paid by Purdue.
Dental
Delta Dental of Indiana
800-524-0149
- Keeping Dental premiums current
If you are paid biweekly and miss two deductions, or if you are paid monthly and are off work for more than 30 days, Delta Dental will transfer you to a direct billing arrangement, and you will receive a bill at your home address. The clock for being off work starts with your first missed deduction.
- How to begin payroll deduction for Dental insurance again
Once you are able to have payroll deductions again, you will need to contact Delta Dental and ask to go back on payroll deduction.
Home/Auto
MetLife
877-638-7515
- Keeping Home/Auto premiums current
If you are paid biweekly and miss two deductions, or if you are paid monthly and miss one deduction, MetLife will transfer you to a direct billing arrangement, and you will receive a bill at your home address. However, if you are paid biweekly and miss only one deduction, MetLife will automatically spread the amount of the missed deduction over your remaining payroll deductions for the policy year.
- How to begin payroll deduction for Home/Auto insurance again
Once you are able to have payroll deductions again, you will need to contact MetLife and ask to go back on payroll deduction.
Legal
Hyatt Legal
800-821-6400
- Keeping Legal premiums current
If you attempt to access services during the leave period, Hyatt will contact Purdue to inquire about your eligibility. If you're eligible, Hyatt's support staff will manually add you back into Hyatt's system. You will need to work with the HR Service Center to ensure that your premiums are up-to-date.
- How to begin payroll deduction for Legal insurance again
Once you are able to have payroll deductions again, you will need to contact Hyatt Legal and ask to go back on payroll deduction.
Universal Life/ LTC rider and/or Accident Insurance
Trustmark
800-918-8877
customeradvocate@trustmarkins.com
- Keeping Universal Life/ LTC rider and/or Accident Insurance premiums current
If you have not had a payroll deduction for more than 60 days, Trustmark will transfer you to a direct billing arrangement, and you will receive a bill at your home address. Trustmark calculates your payments on a monthly basis. The 60-day clock starts with your first missed deduction. The insurance division will only send one bill, if you do not pay that bill, Trustmark will not send a second bill; however, the company will send statements. If you don't pay the premium bill, you will eventually be notified that your policy is about to lapse. If you pay the bill, a new bill automatically generates for the next month.
- How to begin payroll deduction for Universal Life/ LTC rider and/or Accident Insurance again
Once you are able to have payroll deductions again, you will need to contact Trustmark and ask to go back on payroll deduction.
Critical Illness
Unum
800-635-5597
- Keeping Critical Illness premiums current
If you have not had a payroll deduction for more than 60 days, Unum will automatically send you a letter advising you of your ability to keep your policy on a direct billing basis. However, you don't need to wait for this letter. You may call customer service at 800-635-5597 to request direct billing at any time. You will receive both a letter and a bill at home. The 60-day clock starts with your first missed deduction.
- How to begin payroll deduction for Critical Illness insurance again
Once you are able to have payroll deductions again, you will need to contact Unum and ask to go back on payroll deduction.
