2014 Benefits Enrollment
2014 Benefits Open Enrollment ended at 6 p.m. (ET), Nov. 15
Decision time: Choose your 2014 benefits now.
New medical plan options and significant changes in medical premiums make it important for everyone to review their benefit options and actively select the best 2014 coverage for themselves and their family members. Follow the “What happens if you do not enroll“ link below to read about what happens if you don’t take advantage of your opportunity to enroll.
Choices you make during this open enrollment period will become effective Jan. 1, 2014, and will stay in effect through Dec. 31, 2014, unless you change your benefits in connection with a qualifying change in family status life event.
- How to enroll
- What happens if you don't enroll
- What's new for 2014
- Truven Informed Enrollment tool
- Medical plan coverage comparison chart
- Summaries of coverage for each 2014 medical plan
- Instructions to check whether your doctor participates in Anthem's network
- List of most commonly used diabetic supplies -- covered at 100 percent in 2014
- Medical plan premiums charts
- Tiered lab benefit
- List of most commonly used preventive generic drugs -- covered at 100 percent in 2014
- Check Express Scripts to see if a drug is a preventive generic and more
- Tobacco-user additional premium
- HSA Interactive Guide: Check your eligibility to have a health savings account
- 2014 dental coverage
- Walk-in labs, recorded presentations, live presentations
- Benefit vendor visits to campus
- Contact HR: Call 765-494-2222 or visit HR Help to contact HR using a secure Web system
You now sign on to EBenefits using your Purdue career account and password. You no longer need to create and remember new identification to access Purdue’s online benefits system. Go to the Purdue Employee Portal to log on.
If you don’t know your Purdue career account or password, please call the service number for your campus:
- West Lafayette: 765-494-4000
- Calumet: 219-989-2888
- Fort Wayne: 260-481-6030
- North Central: 219-785-5511
Steps to enroll:
- Go to the Purdue Employee Portal and click the EBenefits link.
- Enter your Purdue career account and password, and then follow the “Click here to begin 2014 enrollment” link in the middle of the page.
- You will be directed to the Truven Informed Enrollment tool to estimate your total costs under each of Purdue’s 2014 medical plans. Once you finish, you will continue on to complete the enrollment process.
- Certify tobacco-user status for yourself and your covered spouse/same-sex domestic partner: 1) Non-tobacco user 2) Tobacco user or 3) Tobacco user who has completed an approved cessation program between Sept. 1 and Nov. 15, 2013. As a tobacco user, the additional premium will apply. If you’re covered on a Purdue medical plan and don’t certify your tobacco-user status, you’ll be considered a tobacco user and will be charged the $500 additional premium. The same applies to your covered spouse/SSDP. The maximum additional premium for you and spouse/SSDP would be $1,000.
- Review each benefit. You’ll find benefit information, pricing, links to vendor websites and more.
- Choose your 2014 benefits. Be sure you initial and submit your changes to make them final.
If you don’t enroll, here’s what will happen with your 2014 benefits:
- Everyone who does not enroll – including those who have currently opted out of Purdue medical insurance – will be enrolled automatically for 2014 in the highest-deductible plan, the Purdue Health Plan Plus HSA 2. However, you will not have a health savings account (HSA) through the University, and you will not receive an HSA contribution from Purdue. Purdue can only open an HSA for you when you authorize it during benefits open enrollment.
- You may be able to open an HSA on your own through a financial institution, but you will not be able to open an HSA through Purdue in 2014.
- Family members you currently cover on a Purdue medical plan will be enrolled automatically in the Purdue Health Plan Plus HSA 2 for 2014.
- You and your covered spouse/same-sex domestic partner (SSDP) will be charged the $500 per person annual tobacco-user additional premium.
- You will be charged tobacco-user rates on any additional employee term life insurance you carry.
- You will have no contributions to a flexible spending account (including health care and limited purpose FSAs).
- Other 2013 benefits will roll forward to 2014.
- All new medical plans: Purdue has three new medical plan options for 2014. Study the coverage chart and the premium charts to see what’s available next year.
- New administrator for 2014: Anthem will be Purdue’s medical plan administrator for 2014 and has a broad network of providers. Go to the Anthem website and follow these instructions to see if your providers are in-network. If you wish to nominate a doctor who you don’t find in your search, contact the Human Resources Service Center at 765-494-2222. Anthem’s Purdue customer service number is 855-502-6365.
- One ID card for medical and prescriptions: Express Scripts will continue to handle Purdue’s prescription benefit. You’ll have a single ID card in 2014 that works for both your medical coverage and your prescription coverage. Each covered family member will receive an ID card issued in his or her name.
- Truven Informed Enrollment: This tool uses your claims history from April 2012-March 2013 to estimate your total cash outlay under each of the 2014 medical plan options. Review the Truven letter you received in your home mail in October and use the online Truven tool to help with your decision making. The online tool lets you adjust your expected medical expenses for 2014 and gives more detail about how Truven arrives at its estimates. To access Truven online, go to EBenefits and select Truven from the “Benefit Tools” section on the right side of the screen.
- New health savings account (HSA) limits: If you are covered with employee-only medical insurance, the limit is $3,300. The limit if you have medical coverage for yourself plus one or more family members is $6,550. If you are an employee age 55 or older, you may contribute an additional $1,000 in 2014. These limits are for Purdue’s contributions and your contributions combined.
- Dental insurance: Minor restorative fillings will not be subject to the dental plan's deductible in 2014. You'll pay only your dental plan coinsurance for these services, if you enroll in dental insurance for 2014.
- Purdue Health Plan Summary of Benefits and Coverage
- More Detailed Coverage Summary for Purdue Health Plan
- Purdue Health Plan Plus HSA 1 Summary of Benefits and Coverage
- More Detailed Coverage Summary for Purdue Health Plan Plus HSA 1
- Purdue Health Plan Plus HSA 2 Summary of Benefits and Coverage
- More Detailed Coverage Summary for Purdue Health Plan Plus HSA 2