Open Enrollment for 2010 Runs Through November 13, 2009

Good news!  Purdue is covering the employee's share of medical plan premium increases for 2010! 

• What's New for 2010
• New Purdue Choice Fund Medical Option with Health Savings Account
• What's a Limited Purpose Health Care Flexible Spending Account?
• Information Resources (mycignaplans.com, online flip book, enrollment sessions, blank enrollment form)
• Medical Benefit Plan Summaries
• Comparing Your 2010 Medical Options (sample scenarios, mycignaplans.com, flip book, chart)
• Your 2010 Medical Plan Employee Contributions 
• Voluntary Benefits Enrollment (Forms and info for dental and pre-paid legal coverages)

Move to CIGNA Means New Names for Two Medical Plans

Beginning in January 2010, our new medical plan vendor will be CIGNA. As a result of this move to CIGNA, we are changing the names of the UnitedHealthcare plan and the Incentive PPO:

• The UnitedHealthcare plan will now be called the Purdue Copay plan and
• The Incentive PPO will be called the Purdue Incentive plan.

New Medical Plan Option: The Purdue Choice Fund with Health Savings Account (HSA)

If you elect the new Purdue Choice Fund medical option, Purdue will make contributions to a health savings account set up in your name, which you can use to pay for eligible health care expenses throughout the year. You'll receive two contributions from Purdue in 2010:

• A one-time, upfront contribution equal to $200 for employee only coverage and $400 for family coverage (employee plus one or more dependents), and
• An annual contribution equal to $650 for employee only coverage and $1,300 for family coverage (employee plus one or more dependents).

Minor Changes to the Purdue Incentive and Copay Plans

We are making a number of minor changes to the coverage offered under both the Purdue Incentive plan and the Purdue Copay plan.   

Eliminating the Purdue 500 Medical Plan

We are eliminating the Purdue 500 plan for 2010. Generally, the Purdue 500 has proven to be a more expensive overall medical plan option for employees and their families. In addition, the plan has experienced decreasing enrollment over the past several years.

Employee Contribution Change for "Purdue Spouse Coverage" Option

If you and your spouse both work at Purdue and are eligible for benefits, you may elect to opt out of medical coverage and be covered as a dependent on your Purdue spouse’s medical plan. Beginning January 2010, if one of you is in the higher employee contribution tier and the other is in the lower tier, you will need to enroll under the spouse who is in the higher contribution tier. 

Couples can elect separate coverage and do not need to enroll together.  When choosing individual coverage, each of you would be charged based on your own contribution tier. 

No Grace Period on Flexible Spending Accounts

Beginning in 2010, the grace period on flexible spending accounts (FSAs) will be eliminated. Only expenses incurred through December 31, 2010, will be eligible for reimbursement from your 2010 FSA. This change is required by Internal Revenue Service regulations that do not allow an FSA grace period when an employer offers a health savings account.

New Debit Card Feature for Health Care Flexible Spending Accounts

Everyone enrolled in a health care FSA in 2010 will receive a debit card. You can use the card to pay for eligible health care FSA expenses at the time of service or provide the card number as your form of payment when you receive a bill after the time of service. The debit card replaces the automatic reimbursement feature available in past years.  Dependent care FSAs and limited purpose FSAs don’t include the debit card feature.

• Check out our online flip book for an informative and fun interactive learning experience.
• Visit mycignaplans.com to compare your out-of-pocket costs for the three 2010 medical plans, find a network provider, or use other valuable planning tools. Enter the user ID "Purdue2010" and the password "cigna".
• Visit the Medco Web site to see if your brand-name drug is on the Medco formulary and if your retail pharmacy is part of the Medco network.
• View the Medco formulary and Medco Benefits-At-a-Glance. 
• View employee contribution rates for 2010 medical plans.   
• Call the CIGNA help line at 1(800) 767-7141.
• Call the Medco member service line at 1 (877) 845-2795.
• Call the Benefits Help Line at 49-42222 or call your regional campus Human Resources Office.
• Visit a walk-in session for one-on-one assistance with your benefit questions or with the completion of your enrollment form.
• Blank 2010 enrollment form.

Medical Benefit Plan Summaries

• Learn about the new Purdue Choice Fund with Health Savings Account
• Purdue Choice Fund with Health Savings Account Summary of Benefits
• Purdue Incentive Plan Summary of Benefits
• Purdue Copay Plan Summary of Benefits

Comparing Your 2010 Medical Options

• Visit mycignaplans.com to compare your out-of-pocket costs for Purdue's three 2010 medical options. Enter the user ID "Purdue2010" and the password "cigna".  
• Review scenarios of how the three 2010 medical plans work out for sample Purdue employees. 
• View employee contribution rates for 2010 medical plans.  
• Study the employee out-of-pocket cost comparison for 2010 plans.
• Find comparison information in our online flip book.