Summary of Benefits for Tenured, Tenure Track, Clinical/Professional Faculty, and Senior Level Management/Professional Staff

This summary provides a high-level overview of many of the key benefits valued by Purdue faculty and staff. Most benefits are effective with the first day of employment and are offered on a calendar-year basis.

Medical/Prescription

Purdue offers three medical plan options, allowing you to choose the plan that’s best for you and your family. A brief description of each plan is included below, and a summary comparison of the three plans is provided at www.purdue.edu/hr/Benefits/employeeCosts.html.

  • Purdue Health Plan: A traditional PPO plan with a deductible/coinsurance structure
  • Purdue Health Plan Plus HSA 1: A high deductible health plan (HDHP) with a health savings account
  • Purdue Health Plan Plus HSA 2: A high deductible health plan (HDHP) with a health savings account; higher deductible/ out of pocket maximum, lower premium than the Purdue Health Plan Plus HSA 1 plan.

One nationwide network of preferred providers serves all three plans.

Prescription coverage is provided with all medical plans. Benefit details can be found at www.purdue.edu/hr/Benefits/currentEmployees/Medical/rxCoverage.html.

Your premium is based on which of the three plans you choose, whether you cover just yourself or also cover family members and your salary tier. A premium chart is available at www.purdue.edu/hr/Benefits/currentEmployees/Medical/ContributionChart.html.

Vision

Vision coverage is provided through Vision Service Plan (VSP) for all benefits-eligible employees. In addition, all family members covered on a Purdue medical plan are automatically covered. Vision premiums are included as part of the medical plan premiums. For more details, visit www.purdue.edu/hr/Benefits/dentalVision/vision.html.

Dental

An employee-paid dental plan is offered through Delta Dental. A summary chart of the coverage and premiums is available at www.purdue.edu/hr/Benefits/currentEmployees/Medical/pdf/2015dentalAllOtherEmployees.pdf.

Two plan options are offered. One requires use of in-network dentists. The second plan allows more choice in selection of dental providers. To view a list of participating providers, go to the following link, and select "Delta Dental PPO. www.deltadental.com/DentistSearch/DentistSearchController.ccl?DView=DentistDentistSearch.

Flexible Spending Accounts

The flexible spending account (FSA) program lets you pay for specific, IRS-allowed expenses using tax-free money. Any amount you elect annually is available to reimburse you for qualifying health care, vision, dental and/or dependent care expenses you experience during the calendar year. For more details, go to www.purdue.edu/hr/Benefits/currentEmployees/hsaFSA/fsa.html.

Retirement

The University has four basic retirement plans. For additional information, visit www.purdue.edu/hr/Benefits/currentEmployees/retirement.html.

Base Retirement Plans

Defined Contribution Plan, 403(b): Upon hire, Purdue will contribute an amount equal to 10 percent of your base pay plus summer earnings and administrative adjustments. Funds are immediately vested and are available when you retire or you stop working for Purdue.

Mandatory Plan, 401(a): You will begin contributing the required four percent of your base pay plus summer earnings and administrative adjustments upon your hire. Funds are immediately vested and available when you retire or stop working for Purdue.

Voluntary Savings Plan Options

403(b) Voluntary Savings Plan: This plan allows you to put aside additional pre-tax retirement savings, up to the annual IRS limits. (For 2015, the limit is $18,000. Employees age 50 or older may contribute $6,000 more.) A ROTH component allows you to make after-tax contributions. Funds are immediately vested and are available when you reach age 59½, retire or stop working at Purdue.

457(b) Deferred Compensation Plan: This plan allows you to put aside additional pre-tax retirement savings, up to the annual IRS limits. (For 2015, the limit is $18,000. Employees age 50 or older may contribute $6,000 more.) Funds are immediately vested and are available when you retire or stop working at Purdue.

Life Insurance

The University provides a basic level of term life insurance equal to 1½ times your salary, up to $500,000. Additional term life coverage is available for employees, spouses/same-sex domestic partners and children. The University also provides a basic level of accidental death and dismemberment insurance (AD&D) of $15,000. Additional coverage is available for employees, spouses/same-sex domestic partners and children. More information regarding life insurance coverage is available at www.purdue.edu/hr/Benefits/life_accident.html.

Disability

The long term disability (LTD) program replaces your income during times when you cannot work due to illness or injury. The coverage begins immediately, with you and Purdue each paying half the cost. The plan pays 65 percent of your base pay in the event of disability that lasts more than six months. A one-year pre-existing condition clause applies. More information regarding the disability program can be found at http://www.purdue.edu/hr/Benefits/currentEmployees/disability/disability.html.

Voluntary Benefits Program

Purdue’s Voluntary Benefits Program connects employees to insurance carriers who offer an array of employee-paid benefits. The program offers the value of group rates, and in some cases, the convenience of payroll deduction. You can find more information on each of the benefits listed below at www.purdue.edu/hr/Benefits/currentEmployees/EmployeeBenefits/voluntary/voluntary.html.

Accident Insurance - Helps protect you and your family from the costs of unexpected accidents. Includes benefits for initial care, injuries, hospitalization, follow-up care, transportation and lodging.

Auto and Home Insurance - Offers auto and home coverage, plus a wide range of other property and casualty insurance products.

Critical Illness Insurance - Pays a lump sum benefit if you’re diagnosed with a covered critical illness, such as heart attack, cancer or stroke.

Pet Insurance – Provides health insurance coverage for your pet’s treatments, surgeries, lab fees, X-rays and much more.

Pre-paid Legal Services - Provides unlimited access to in-network attorneys at an affordable monthly rate.

Long Term Care Insurance - Designed to help reimburse charges for care you may need if you are chronically ill. Covers care received in a nursing or assisted living facility, at home, or in community settings such as adult day care centers.

Universal Life Insurance - Provides life insurance with long term care benefits. Universal life insurance expands family life insurance protection during working years and provides full living benefits during retirement.

Paid Leave Benefits

For details on all available leaves, go to www.purdue.edu/hr/Benefits/currentEmployees/leaves/leaves.html.

Holidays - The University provides 10 paid holidays per year:

  • Independence Day
  • Labor Day
  • Thanksgiving (2 days)
  • Christmas (2 days) President’s Designated Holiday
  • New Year’s Day
  • Martin Luther King, Jr. Day
  • Memorial Day

Vacation - Fiscal-year faculty and management or professional staff accrue 22 days of vacation each year. A maximum of 44 days can be carried forward at any point.

Sick Leave - Faculty and management or professional staff are eligible for an allowance of time based on their length of employment. You may use up to 10 days per fiscal year (July 1-June 30) for the illness of family members.

Length of Employment Sick Leave Benefit
Less than one year Two weeks
One year, but less than two years Regular pay for 22 days and 75 percent
pay for 22 additional days
Two years, but less than three years Regular pay for 44 days and 75 percent
pay for 44 additional days
Three years or more Regular pay for 66 days and 75 percent
pay for 66 additional days

Personal Business Days - Personal business days are available to conduct personal business that cannot be done outside regular business hours. Employees may use up to three days per fiscal year to handle personal business such as financial matters, legal matters or critical family responsibilities.

Paid Parental Leave - Paid parental leave (PPL) provides parents additional flexibility and time to bond with their new child, adjust to new family situations and balance their professional obligations. Employees must have been employed by the University for at least one continuous year, half-time or more, in a benefits-eligible position to qualify.

Eligible Person(s) Maximum Time Allowed
Birth Mother/Father and adoptive parents 240 hours (6 weeks)

Bereavement Leave - Paid bereavement leave is available due to the death of an immediate family member, other relatives and fellow employees.

Military Leave - The University grants up to 15 workdays of paid leave per year to allow employees to fulfill their responsibility when ordered to report for military duty. The University grants unpaid leave for military duty that extends beyond 15 workdays in a calendar year.

Purdue University Employee Exclusives

Center for Healthy Living - The Center for Healthy Living on Purdue’s West Lafayette campus brings together a wide array of services to treat common illnesses and promote health. Services include laboratory, wellness and lifestyle management, medication therapy management and behavioral health. For more information on the Center for Healthy Living, go to www.purdue.edu/healthyliving.

Tuition Fee Remission - Purdue offers a tuition fee remission benefit for employees, their spouses/same-sex domestic partners and children. Additional criteria may be required for eligibility, and certain programs may not qualify. Tuition fee remission details can be found at www.purdue.edu/policies/business-finance/c-7.html.

Rates are approved annually by Purdue’s Board of Trustees. For the tuition and fees listing for Purdue staff, spouses/same-sex domestic partners and children, go to www.purdue.edu/bursar/tuition/.

 Additional Perks

The following and more are available:

  • Free CityBus transportation
  • Discount programs with area retailers
  • Campus fitness, athletic and entertainment discounts
  • Purdue technology/software discounts
  • Library access
  • Purdue Farmer’s Market
  • Access to dining courts and other eateries

Local Cost of Living and Salary Expectations

The cost of living in a particular geographic area should be a key consideration in your salary expectation when you are job hunting. Listed below is a link where you can enter your current salary and location and learn what the comparable salary would be in the Lafayette-West Lafayette area.

Cost of living calculator: http://cgi.money.cnn.com/tools/costofliving/costofliving.html

Would you like more information?

  • Email us at hr@purdue.edu
  • Call our HR Service Center at 765-494-2222

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