Benefits open enrollment for 2018 is now closed

Enrollment information

Sign on to Benefitfocus to complete your benefits enrollment 

Use your Purdue career account and password to sign on to Benefitfocus through OneCampus.

Click the “Benefits Open Enrollment for Faculty & Staff” banner at the top of the page then log in with your Purdue career account username and password.

If you don’t remember your Purdue career account or password, please call the service number for your campus:

  • West Lafayette: 765-494-4000
  • Fort Wayne: 260-481-6030
  • Purdue Northwest: 219-989-2888

Steps to enroll (detailed steps to enroll can be found here)

  1. Sign on to Benefitfocus through the OneCampus Portal at https://one.purdue.edu/.
  2. Click the “Benefits Open Enrollment for Faculty & Staff” banner at the top of the page then log in with your Purdue career account username and password.  If you don’t know your Purdue career account or password, please call the service number for your campus:
    • West Lafayette campus: 765-494-4000
    • Fort Wayne: 260-481-6030
    • Purdue Northwest: 219-989-2888
  3. Once logged in, click the gold button “To Enroll, Make a Change, and View Your Benefits CLICK HERE” located at the top right of your screen.
  4. From the “Manage Your Benefits” page, click the gold “Get Started” button to begin enrolling.
  5. If enrolling dependents for the first time, remember to upload your required eligible dependent documentation into the Benefitfocus system. Enrollment cannot become effective without this documentation. For details on required dependent documentation visit www.purdue.edu/hr/Benefits/currentEmployees/employeeBenefits/eligible_dependents.html
  6. Once you’ve completed your enrollment, review and print the “Employee Summary Report” located on the “Manage Your Benefits” page. This serves as your confirmation of benefits and provides proof of your enrollment.
  7. Take time to confirm you have selected the benefits you want and have dependents listed as needed. You may log in and submit any changes prior to the end of enrollment on Nov. 10 at 6 p.m. (EST). No changes may be accepted after that time.

What's new for 2018?

Medical

  • New Anthem cards with updated ID numbers will be sent to homes in mid-December. The new cards will be used for medical, prescription, and dental information all on one card. It is important to watch for these cards, destroy old cards and share the new information with all of your health care providers.
  • Premiums for the University and employees increased by 7 percent due to a rising trend in health care costs.
  • The Embedded Individual Out of Pocket Maximum increased to $7,350 from $6,850 and will apply only to the Purdue Health Plan HSA 2 family coverage.

Health Savings Account (HSA) and Flexible Spending Account (FSA)

  • Flexible Spending Account (FSA) annual contribution limit increased to $2,600.
  • Health Savings Account (HSA) annual contribution limit increased to $3,450 (individual) and $6,900 (family). Catch up contributions for age 55 and over remain at $1,000.

Prescription

  • CVS Caremark will become Purdue’s prescription drug administrator for 2018, replacing Express Scripts.
  • CVS Caremark has a national network of pharmacies. Employees can continue using their same pharmacies with little to no disruption. Once you receive your new Anthem ID card, it is important to share the information on the card with your pharmacy.
  • CVS formulary/preferred drug and preventive generic drug lists: Personalized letters will be sent to homes in early December to those who may need to work with their prescribing physician to review drug alternatives.
  • An enhanced option to fill 90-day prescriptions at the reduced mail order pricing will be available through CVS retail pharmacies.
  • Prescription Drug Coverage for Purdue Medical Plans

Critical Illness

  • In July 2017, MetLife became the new vendor for the Critical Illness plan.
  • Coverage levels available are $10,000, $20,000 and $30,000.
  • Plan coverage.

Accident Insurance

  • In July 2017, MetLife became the new vendor for the Accident Insurance plan.
  • Two coverage levels are now available.
  • Plan options.

Supplemental Hospital Insurance

New for 2018, Supplemental Hospital Insurance through MetLife, provides you with payments when you are admitted to a hospital due to an accident or illness, as long as the policy and certificate requirements are met. Typically, a flat amount is paid for admission and a daily amount is paid for each day of a hospital stay.

Payments are made directly to you to use as you see fit. They can be used to help pay for medical plan deductibles and copays, for out-of-network stays, for your family’s everyday living expenses or for whatever else you need while recuperating from an illness or accident

Universal Life Insurance

New for 2018, Universal Life Insurance through Transamerica is an additional life insurance policy you can purchase at open enrollment for yourself, spouse or children. Unlike previous Universal Life coverage that was offered, this plan does not include the long-term care component. It is a more pure Universal Life plan.

Coverage highlights are no physicals or blood work required, accumulates cash value, guaranteed 3 percent interest rate, withdrawal and loan option available and the convenience of payroll deduction. During this open enrollment and for new employees, Transamerica is offering guaranteed issue amounts of $150,000 (employee), $15,000 (spouse) and $25,000 (child) – with no evidence of insurability (EOI) required. Future enrollment in this plan will require evidence of insurability (EOI).

Healthy Boiler – Wellness Program Incentives

Taking care of your health is important and can lead to better quality of life. The University recognizes the value of this long-term goal and the importance of encouraging, supporting and rewarding a healthier lifestyle. By learning more about your current health status, you are positioned to make well-informed choices as you focus on your overall health and wellness.

For 2018, the University will offer up to $500 in incentives to eligible employees and spouses who meet certain criteria as outlined below.

Completion Criteria Incentive Amount
Must complete step 1 to be paid for step 2. Must complete steps
1 and 2 to be eligible to receive payment for step 3.
Employee or Spouse Only Employee + Spouse
1. Identify Primary Care Provider $50 $100
2. Complete annual physical & biometrics $100 $200
3. Participate in a minimum of two pre-approved wellness activities $100 $200

Incentive payments will be made on a quarterly basis through the employee’s HSA or HRA account. For those employees who have active health savings accounts (HSA), payments for both the employee and spouse will be deposited directly to the employee’s HSA. Employees without an HSA will receive payments to a health reimbursement account (HRA).

HRA accounts are similar to flexible spending accounts (FSA). HRA funds can be used for the same types of health expenses as the FSAs; like the FSAs, funds do not roll forward at the end of the calendar year.

Watch for more detailed program information, including instructions for recording wellness information and program timing, to be shared later in November.

Resources

Live presentations and walk-in labs
        - West Lafayette campus
        - Fort Wayne campus
        - Purdue Northwest

Medical information

Prescription information  

Dental information

 Summaries of 2018 coverage

 

What happens if I don’t enroll? 

Benefit decisions are important for you and your family. That’s why we encourage you to spend a few minutes each fall to review your benefit options for the next year and ensure that you’ve recorded the correct information for all of your benefit selections. All employees should take time to enroll for 2018. The following summary highlights what will happen if you do not enroll.

Plan Notes

 

Tobacco Certification Status

All faculty and staff will need to certify their tobacco user status when enrolling for 2018 benefits. Tobacco survey responses will be used to determine premium rates for medical, term life insurance, critical illness and universal life plans. If you do not complete tobacco certification, you will be pay the additional tobacco user premium on any of the above plans you are enrolled in for 2018.

Medical/Prescription/Vision

Coverage continues for 2018, however, you will be charged the additional tobacco user premium. If you’re currently opted out, you will remain opted out for 2018.

Health Savings Account (HSA)
Purdue Contribution

A new election is required every year. If you are currently declining a Purdue contribution, you will continue to be declined for 2018.

Health Savings Account (HSA)  Employee Contribution

No contribution will carry forward for 2018. A new election is required every year. Contributions can be changed during the year through Benefitfocus.

Flexible Spending Account
(Health Care/Limited Purpose/Dependent Care)

No contribution will carry forward for 2018. A new election is required every year during open enrollment. No changes are allowed during the year without a qualifying life event.

Dental

Coverage continues for 2018. If you’re currently opted, you will remain opted out for 2018.

Life Insurance (Term Life/AD&D)

Same coverage levels continue for 2018.

You are asked to enter beneficiary information, if you have not already done so. If you do not designate your beneficiaries in Benefitfocus by Nov.10, 2017, any payable proceeds will be based on the plan default established by Minnesota Life.

Accident Ins. –MetLife

Coverage continues for 2018. If you’re currently opted, you will remain opted out for 2018.

Critical Illness Ins. –MetLife

Coverage continues for 2018, however, you will be charged the additional tobacco user premium. If you’re currently opted, you will remain opted out for 2018.

Universal Life –TransAmerica

This is a new plan for 2018, if you do not go through open enrollment you will have no plan coverage for 2018

Supplemental Hospital Ins. – MetLife

This is a new plan for 2018, if you do not go through open enrollment you will have no plan coverage for 2018



Benefits Update: Moving Forward in 2018 (recorded presentation)


Detailed instructions with screenshots

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