Eligible dependents include:
Your legal spouse, so long as he or she is not covered as an employee under this plan. When a person is no longer your legal spouse, that person no longer qualifies as your eligible dependent. Separated spouses are still considered married.
Each dependent child (as defined by the IRS) until that child reaches his or her 24th birthday. Exceptions to this rule are:
- Medical and Vision: Children can be covered until reaching the end of the month of their 26th birthday; IRS dependency is not required. The Purdue Health Plans with HSA's offer dependent child medical coverage up to end of the month of their 26th birthday, but the associated health savings account allows dependent child reimbursement only if the child qualifies as your IRS dependent.
- Dental: Children can be covered until reaching the end of the month of their 26th birthday; IRS dependency is not required.
- Critical Care Insurance: Children are automatically covered at 25 percent of the insured amount until reaching the age of 26; IRS dependency is not required.
- Hyatt Legal: Dependent child (as defined by the IRS) can be covered until reaching the age of 26.
You will be asked to provide verification of your dependent's eligibility if you enroll a dependent.
The term child includes any of the following, until the child reaches the limiting age:
A natural child;
A step child;
A legally adopted child or a child legally placed for adoption;
A child under your legal guardianship
Children who are physically or mentally incapable of self-support as determined by Anthem may continue on your Purdue coverage beyond the normal age limit if the disability continues and the child remains unmarried. The child must already be covered under the plan. You may be asked to provide certification of the child's disability annually. Documentation must be on file prior to child reaching the limiting age.