Vision Coverage

About the program

The University provides vision coverage through a program called Vision Service Plan (VSP). VSP benefits help you get the glasses or contacts you need to correct your vision. The program covers services from both VSP member and non-member doctors. In addition to glasses and contacts, the plan offers discounts on LASIK and PRK procedures.Treatment of a medical condition affecting your eyes, such as glaucoma or pink eye, is handled through your medical plan.

Who may be covered

All faculty and staff in benefits-eligible positions are covered by Vision Service Plan. Additionally, all dependents enrolled in a Purdue medical plan are automatically enrolled in Vision Service Plan. Dependents who are not enrolled in a Purdue medical plan are not eligible for VSP coverage.

Benefit allowance

Vision Service Plan allows the following benefits:

  • Eye examination, Once in 12 months
  • Lenses, if needed, Once in 12 months
  • Frames, if needed, Once in 24 months

Services and materials may be received from one of VSP's member providers or from non-member providers. The following sections describe how these arrangements work.

Benefits when you use a VSP doctor

When services are provided by a VSP member provider, you pay only your deductible and the cost of any extras you want. Tints, special treatments, and specialized frames may be ordered; the additional charge you pay for these items will be at the controlled price available to VSP participants.

To schedule an appointment with a participating VSP provider, call the provider directly and tell the provider that you are a VSP member through Purdue. The provider will contact VSP to verify your coverage and will file your claim for you.

Coverage with a VSP Provider

Benefits Description Your Cost
WellVision Exam
  • Eligible every 12 months
  • Focuses on your eyes and overall wellness
Prescription Glasses $10
  • Eligible every 24 months
  • $150 allowance for a wide selection of frames
  • $200 allowance for featured frame brands
  • 20% savings on the amount over your allowance
Included in Prescription Glasses
  • Eligible every 12 months
  • Single vision, lined bifocal, and lined trifocal lenses
  • Polycarbonate lenses for dependent children
Included in Prescription Glasses
Lens Enhancements
  • Eligible every 12 months
  • Standard progressive lenses
  • Premium progressive lenses
  • Custom progressive lenses
  • Average savings of 20-25% on other lens enhancements
$95 - $105
$150 - $175
Contacts (instead of glasses)
  • Eligible every 12 months
  • $130 allowance for contacts; copay does not apply
  • Contact lens exam (fitting and evaluation)
  • Contact benefit is in place of the frames and lenses benefit
Up to $60
Non-Elected Contacts
  • Covered in full with copay
Additional Coverage

Computer Vision Care (Employee Only)

  • $90 allowance for frames
Extra Savings Glasses and Sunglasses
  • Extra $20 to spend on featured frame brands. Go to for details.
  • 20% savings on additional glasses and sunglasses, including lens enhancements, from any VSP provider within 12 months of your last WellVision Exam.

    Retinal Screening
  • No more than a $39 copay on routine retinal screening as an enhancement to a WellVision Exam

    Laser Vision Correction
  • Average 15% off the regular price or 5% off the promotional price; discounts only available from contracted facilities

To find a VSP doctor:

  • Call VSP Member Services at 1 (800) 877-7195.
  • Log on to the VSP Web site and click on the Members tab.
    • For new users, click on "Register now".
      • When asked for Member ID, click on "Member/Employee ID" and enter in the Purdue ID number with no dashes or spaces and only the first ten digits.
      • Enter member name and date of birth.
      • Click "Continue" and follow instructions for setting up your own username and password.

Contact lenses

In place of your lenses and frames benefits, VSP will pay $105 toward the fitting and material costs for elective contact lenses. If your vision cannot be corrected with glasses, the allowance will be $165. You are responsible for any cost above the allowance, as well as the $5 deductible for the exam and $10 deductible for materials.

Taking the contact benefit means giving up your lenses benefit for 12 months and your frames benefit for 12 months.

Benefit for computer users

Employees may be eligible for a second pair of glasses to wear specifically while working on a computer. These can be purchased only from a VSP member provider. You must complete a vision requirements questionnaire and take it with you to your VSP doctor appointment. Forms are available from Staff Benefits or your campus Human Resources office. Your copay for the computer glasses is $5. The frame allowance is $90.

Out-of-Network Benefits

When using a non-member provider, you pay the provider's full charge, then submit a claim form and itemized receipt to VSP. Claim forms are available in the online forms section or you may file your claim through the VSP website.

To be eligible for reimbursement, claims must be submitted to VSP within six months after the date the services were completed. You will be reimbursed for the applicable benefits as listed below:

Benefit Benefit Allowance
Annual vision exam Up to $45*
Single vision lenses Up to $30**
Bifocal lenses Up to $50**
Trifocal lenses Up to $65**
Lenticular lenses Up to $100**
Frames Up to $70**
Elective Contact Lenses Up to $105
Necessary Contact Lenses Up to $210

*A $5 patient deductible is taken before the eye exam benefit listed above is paid.

**A $10 materials deductible is taken before the benefits listed above are paid. If both lenses and frames are purchased, only one $10 deductible applies for materials.


vsp vision insurance

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