Faculty and Staff Dental Insurance

The University offers faculty and staff the choice of three dental insurance plans, each administered through Anthem Dental. Employees may select coverage for themselves and their eligible dependents. 

Dental Insurance Options

Benefits-eligible employees will have four options to choose from in Benefitfocus regarding dental coverage. 

  1. Preventive Only – Covers preventive services only. This will require an election in Benefitfocus separate from your medical plan election.

  2. Anthem Dental Plan Option 1 (Point-of-Service) – This plan provides the broadest choice of dental providers.  While you will receive the greatest benefit for diagnostic, preventive and restorative work if the Anthem Dental Complete network is used, this plan allows you to use non-network dentists if you choose. Services provided by out-of-network dentists are covered at a reduced level and may be subject to balance billing.

  3. Anthem Dental Plan Option 2 (Standard) –This plan provides the most cost-effective benefits for diagnostic, preventive and basic treatments, but ONLY when an Anthem Dental Complete dentist provides the care. Very little coverage is provided when using non-network dentists.

    The preventive benefit follows the plan’s design and services must be received by dental providers participating in the Anthem Dental Complete network or no preventive benefits will be payable under this plan.

  4. Opt out – You may choose to have no dental coverage, including the preventive only option, by completely waiving all dental coverage.


2017 and 2018
Annual Dental Premiums
Anthem Dental PPO
Preventive Only Plan
Anthem Dental PPO
(Point -of-Service)
Plan Option 1
Anthem Dental PPO
(Standard)
Plan Option 2
Employees Only $0 $222.48 $91.08
Employee & Spouse $0 $452.52 $186.36
Employee & Child(ren) $0 $552.96 $214.08
Employee, Spouse & Child(ren) $0 $843.00 $335.64


 Dental Buy-Up Plan Comparison

2017 and 2018
Dental Buy-Up Plan Comparison
Point of Service Plan (Option 1) Standard Plan (Option 2)
Dentist Network PPO Network Out-of-Network PPO Network Out-of-Network
Diagnostic & Preventive Svcs. 100% 100% 100% 0%
Bitewing Radiographs
(i.e. Bitewing X-rays)
100% 100%
50%-No PU med.
plan
100% 0%
Simple Extractions 60% 50% 50% 0%
Oral Surgery 50% 40% 50% 0%
Minor Restorative Svcs.
(i.e., fillings)
60% 50% 50% 0%
Endodontics
(i.e., root canals)
50% 40% 25% 0%
Major Restorative Svcs.
(i.e., crowns)
40% 30% 25% 0%
Orthodontics (to age 19)
(i.e., braces)
50% 40% Not Covered
Lifetime maximum orthodontic
coverage
50% 40% Not Covered
Deductible – No deductible for
diagnostic and preventive services,
emergency palliative, bitewing X-rays,
or orthodontics
$50/person per
calendar yr.
$75/person per
calendar yr.
$25/person per calendar yr.
limited to max. deductible
of $75/family per calendar yr.
Annual maximum per person? $1,000
Can I go to any dentist? Yes No


Plan Details

Dental plans are administered on a calendar year and are subject to the rules associated with Purdue's cafeteria plan. Premiums are taken from your pay before taxes are calculated. Elections made during the annual open enrollment will be in effect from January through December, unless you have a qualifying change in family status.

Any deductible or plan limits associated with your plan are tracked on a January-December basis. All benefits paid by the dental plan contribute toward the plan’s annual maximum benefit.

How to Enroll

You may view and enroll in dental benefits during annual open enrollment and as a newly eligible employee. Go to the OneCampus Portal, choose Benefitfocus and sign on using your Purdue career account username and password.

Resources

Nominate your provider if he or she is not currently part of the Anthem Dental Complete Network

Anthem is currently working hard to recruit additional dental providers to support the plan for Purdue faculty and staff. Several dentists have expressed interest in joining the Anthem Dental Complete network, and employees are asked to help the efforts by nominating dentists who are not currently participating in the Anthem Dental Complete network.

  1. First, check to see if a dentist is already participating in the Anthem network: Use Anthem’s detailed “How to Find a Dentist Online” guide.. In Step 3, employees will need to “Search as a Guest” since the Anthem dental account is not effective until Jan. 1. If a dentist is already participating, there is no need to nominate him or her.
  2. Second, if a dentist is not currently participating an employee can nominate a dentist to Anthem, and an Anthem representative will reach out to the provider. To nominate a provider, complete the Provider Nomination Form, then email or fax the form to Anthem as directed on the form.

Contact Anthem Blue Cross Blue Shield

Anthem Blue Cross Blue Shield  
877-604-2142

Anthem Dental Website Registration Guide



Anthem

Purdue University, 610 Purdue Mall, West Lafayette, IN 47907, (765) 494-4600

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