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Aviation Technology Student FAQ

    Aviation Technology
  • Q: I understand an AT degree can be costly. I cannot fully fund such a degree. Is there financial aid available?
    • A: Yes, by applying for financial aid you will be considered for any and all financial aid Purdue University offers.
  • Q: Does Financial Aid apply to all AT majors?
    • A: Yes. BUT…only those student enrolled in the flight school as a FLIGHT ‘MAJOR’ are eligible for additional gift or loan consideration for the “extra” cost flight courses.
  • Q: I am going to be a “professional” pilot; does that make me a “professional” student according to the FAFSA form?
    • A: No. The AT program is an undergraduate BS degree-granting program not a ‘professional’ degree program.
  • Q: Are there scholarships available for AT students?
    • A: Yes, most scholarships are based on a 2.65 GPA.
  • Q: What forms does Purdue require to file for financial aid?
  • Q: Do you have a deadline for filing for financial aid?
    • A: You can file the FAFSA form anytime all year long but priority for scholarships and some loan programs will be given to on time filers, who file by March 1st.
  • Q: Do I file one FAFSA for all four years of my AT degree?
    • A: No, if you want to be considered for aid each year, then you must complete a new FAFSA each year.
  • Q: So if I miss the March 1 deadline I can't have financial aid, correct?
    • A: NO, that is NOT the case. If you miss the March 1 deadline, you may not be considered for any scholarships but you can always qualify for Stafford Loans any time of year.
  • Q: What types of financial aid are available?
    • A: In the AT program, you are considered an undergraduate student, therefore, you would be considered for grants, scholarships, work study, student loans and parent loans.
  • Q: Why are loans considered financial aid, after all, I have to pay them back?
    • A: True, you do have to pay them back but they are a "type" of Federal aid funds that you have to 'qualify' for, specifically created to help assist you finance your educational degree, with generally attractive terms, low interest rates, and deferred payments.
  • Q: If I, or my family, make "too much" money, is it worth my/our time to file the FAFSA?
    • A: Even seemingly "wealthy" students can at least qualify for loans. If you want to know all of your options then file your FAFSA form. Our office will make an award of a Stafford Loans and PLUS loans but the decision to actually apply for these loans is still yours. After the loan awards are made you are under no obligation to take out the loans.
  • Q: If I am awarded a loan but turn it down before the start of the year am I out of luck if I want it back?
    • A: There are some types of loans we offer that you may NOT "get back". However, the Federal Stafford Loan and PLUS is available all year long.
  • Q: I'd like to keep my debt down, do I have to borrow all of the Stafford Loan you offer me?
    • A: No, in fact, we encourage you to borrow only what you think you will need.
  • Q: If I don't use all of my loans from one year can I borrow them - or carry them forward - to the next year?
    • A: No. All loan awards are year specific. You can take them out all year long, but once the year is over you cannot "go back" and borrow an unused amount.
  • Q: My parents are not in a position to take out the parent loan (PLUS) that was offered to them. Are there any other alternatives?
  • Q: Given that I know that I’m taking different “extra” cost AT classes each semester should I borrow my loans on a semester-by-semester basis as well?
    • A: Typically, YES, ONLY if you are borrowing the PLUS or ALTERNATIVE loan to pay your AT tuition bills (you do NOT need to do this for the Stafford Loan).
  • Q: What is an AT cost of attendance estimate?
    • A: The Federal government charges a school to determine a student's cost of attendance. Therefore, a "budget" is what the Financial Aid office determines to be allowable expenses that an AT student may incur. Much like buying a house, there is more to home ownership than just the mortgage. See an estimate of costs for AT (Flight Majors) enrollment at http://www.purdue.edu/bursar/tuition/feerates/2013-2014/aviation.html.
  • Q: My expenses are greater than the AT budget you have allowed me. What am I to do?
    • A: Your financial aid awards are for educational related expenses only. Therefore, you would need to find outside sources to help with your expenses. Feel free to discuss your situation with a financial aid administrator.
  • Q: I have children, what about childcare expenses?
    • A: Through the FAFSA data and our subsequent verification process, we will automatically increase your AT budget to include a childcare increase.
  • Q: If I have expenses that you don't list in your budget categories, what am I supposed to do?
    • A: That may be the case. If you have expenses that we cannot allow in your AT budget, then you need to be aware that those expenses would be your responsibility from some other source other than financial aid.
  • Q: Once my PU fees & PU housing is paid, then what?
    • A: Any money that is available after all PU bills are paid is called a "refund". Purdue's Office of the Bursar will "refund" it to you either by campus mail or Automatic Deposit (if you have set up that service with the Bursar's Office).
  • Q: What do I do with my "refund"?
    • A: That is your money to live on for the semester, buy your books and supplies, pay rent (if off-campus), buy food, etc, but make it last the semester. Budget wisely.
  • Q: Do I get my financial aid all at one time?
    • A: No. Financial Aid is typically disbursed to you 1/2 for the fall semester & 1/2 for the spring semester...just the way in which you will incur your expenses.
  • Q: What are some typical expenses the financial aid will NOT cover?
    • A: Typically, federal financial aid cannot cover such items as car payments, veterinary bills, any consumer credit card debt, pilot lessons, flying time/hours, or interview expenses.
  • Q: What GPA do I have to maintain in order to compete for scholarships?
    • A: 2.65 is the minimum required to be considered for scholarships.
  • Q: The Division of Student Financial Aid (SFA), formerly known as the State Student Assistance Commission of Indiana (SSACI) indicated in a mailing that I may be eligible for a state grant. Is that true?
    • A: For Indiana residence, SFA also uploads your FAFSA information to determine your eligibility for your Indiana award. If you are deemed eligible by SSACI then we will show you on your Purdue Eligibility Notice when you are notified with the rest of your awards.
  • Q: My father is an Indiana disabled veteran. Can I qualify for the Child of Disabled Veterans (CDV) award?
    • A: Possibly, yes. If you have been approved by the VA, completed your FAFSA form and have remaining eligibility as determined by SFA, you may be eligible to receive the CDV award in the AT program. According to regulations it can only cover general fees NOT any additional flight fee costs. Feel free to contact a financial aid administrator with other questions.
  • Q: I'm thinking about doing an internship for a semester related to aviation technology. Will financial aid cover those expenses?
    • A: Typically, no. Most of the AT internship semesters you are not considered as ‘enrolled’, therefore, you would not be considered a Purdue student during that semester. Therefore, you will not eligible for Federal Financial Aid during that semester on internship.
  • Q: I have questions about my aid who can I talk to?
    • A: We encourage you check out myPurdue Financial Tab first or talk with any of our financial aid counselors. Schleman Hall, Room 305, or (765) 494-5050 (see office hours and numbers).
  • Q: How can I check to see if my loan or aid is processed?
    • A: The best way is for you to check yourself via myPurdue 24/7. Or you can come/call the general Financial Aid office number for assistance, Schleman Hall, Room 305, or (765) 494-5050.
  • Q: I filed my FAFSA, and now your office wants my taxes. Do I have to provide them?
    • A: Federal regulations require schools to verify some information. If my office asks for further information from you, then, yes, you must comply. No financial aid can be finalized until your file is complete.
  • Q: Books, supplies and tools are expensive in the AT program. I can't afford to buy them myself. Can you help?
    • A: Yes, books, supplies and tools are already included in your AT budget. Assuming you borrow the loans we offer you than you would eventually "refund" yourself for any supply purchases you made.
  • Q: This whole "financial aid" thing is new to me. Who can help?
    • A: We understand. With the assistance of Purdue Division of Financial Aid staff and the help of the DFA website, we try to make available enough information to assist you through the financial aid process.
  • Q: I need my "refund" in the summer to pre-pay my rent. Can I get my refund early?
    • A: No. All Financial Aid will pay for fees/tuition first, University Housing second (if applicable), then the "refund" typically will happen no sooner than ten days before classes begin.
  • Q: If I have to drop hours, will that affect my aid?
    • A: That answer may vary depending on which types of aid you are talking about, how many hours you are reducing to, and at what time of year you are making this change. You may want to discuss this with a Financial Aid Administrator before dropping hours.
  • Q: All of this talk of debt is overwhelming to me. If I'm offered both the Perkins, Purdue Loans or Stafford, do I have to take all of them?
    • A: No. The Perkins and Purdue Loans have some better features and have a lower interest rate. Typically, you should take the entire "cheaper" loan first.
  • Q: I am paying $3,000 for flying lessons at Purdue Airport and it is required for my degree can it be covered by Financial Aid?
    • A: No. All course work must be showing in the Registrar system and fees must be paid to the University through the Bursar system in order to be considered for Financial Aid. So, any flight courses through Purdue Airport or other Flying Club is not eligible for aid.
  • Q: The AT program offers a one week study abroad program. Is it possible to get Financial Aid to help with that?
    • A: Yes. The ‘type’ of aid will be different for each student. Most likely it would be additional loan eligibility.